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<title>호주한인포탈 :: 멜번의 하늘 :: 멜번스카이 :: 호주바다 :: 미씨멜번 :: 미씨호주 :: OKTA :: 멜번옥타 :: KOZBIZ &amp;gt; 홍보방 &amp;gt; 한인업소록</title>
<link>http://okta.com.au/bbs/board.php?bo_table=e03</link>
<description>호주한인포탈 :: 멜번의 하늘 :: 멜번스카이 :: 호주바다 :: 미씨멜번 :: 미씨호주 :: OKTA :: 멜번옥타 :: KOZBIZ &amp;gt; 홍보방 &amp;gt; 한인업소록</description>
<language>ko</language>
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	<title>okay cleaning no.1 청소전문업체</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=592</link>
	<description><![CDATA[<p><img itemprop="image" content="https://melbsky.com/data/editor/2604/20260416153002_ff700067660f95bb6542cc3942b505f7_cvkj.jpg" src="https://melbsky.com/data/editor/2604/20260416153002_ff700067660f95bb6542cc3942b505f7_cvkj.jpg" alt="비지니스카드.jpg" class="img-tag " style="width:800px;"/></p>
<p class="isSelectedEnd">&nbsp;</p>
<p class="isSelectedEnd">✨ OKAY CLEANING NO.1 – 홈클리닝 전문 ✨</p>
<p class="isSelectedEnd">안녕하세요!<br />믿고 맡길 수 있는 홈클리닝 서비스 <strong>OKAY CLEANING NO.1</strong> 입니다 ????</p>
<p class="isSelectedEnd">✔️ 스팀 카펫 클리닝<br />✔️ 무빙아웃 / 본드 클리닝<br />✔️ 무빙인 클리닝<br />✔️ 정기 홈클리닝 (레귤러 클리닝) 매주 또는 2주마다</p>
<p class="isSelectedEnd">✔️ 합리적인 가격 &amp; 꼼꼼한 작업<br />✔️ 멜번 지역 서비스 가능<br />✔️ 집 상태에 맞춘 맞춤 견적 제공</p>
<p class="isSelectedEnd">이사 전/후 깨끗하게 정리하고 싶으신 분들,<br />바쁜 일상 속 꾸준한 관리가 필요하신 분들께 추천드립니다!</p>
<p class="isSelectedEnd">???? 문의 환영 (사진 보내주시면 빠른 견적 가능)</p>
<p><br />???? 편하게&nbsp; 연락 주세요! 0481 225 470<br />ㅋ ㅏ 톡 :&nbsp; Liam0305</p>]]></description>
	<dc:creator>오케이클리닝</dc:creator>
		<dc:date>Thu, 16 Apr 2026 14:30:25 +0900</dc:date>
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	<title>4월25일Anzac Day 멜번시티 Club24에서 Korean Night+K-Hiphop Night 합니다</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=591</link>
	<description><![CDATA[<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><br />
   <p><img itemprop="image" content="https://melbsky.com/data/editor/2604/20260415001059_9f11891fdc9a3f92f70899cf702b8a22_309x.jpg" src="https://melbsky.com/data/editor/2604/20260415001059_9f11891fdc9a3f92f70899cf702b8a22_309x.jpg" alt="KakaoTalk_20260413_142248911.jpg" class="img-tag " style="width:800px;"/></p>
   <p>&nbsp;</p>
   <p><img src="https://melbsky.com/data/editor/2604/20260415001106_9f11891fdc9a3f92f70899cf702b8a22_5hah.jpg" alt="KakaoTalk_20260414_234934743_02.jpg" class="img-tag " style="width:800px;"/></p>
   <p>&nbsp;</p>
   <p><img src="https://melbsky.com/data/editor/2604/20260415001109_9f11891fdc9a3f92f70899cf702b8a22_q1gr.jpg" alt="KakaoTalk_20260414_234934743.jpg" class="img-tag " style="width:800px;"/></p>
   <br /><br />돌아오는 호주 공휴일 4월 25일 Anzac Day에</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">멜번 유명 아시안 클럽 24에서 K-hiphop night 을 엽니다.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">게스트로 Show Me The Money 12 에 출연하고 Jay Park, Flowsik, Lil moshpit 등과 같이 음악을 냈던 호주출신의 한국인 랩퍼 DKAY가 공연을 할 예정입니다.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">저희 Club 24에는 아시아 유명한 Dj, 가수분들을 전부터 초청해서 전부터 공연을 많이 해왔지만 이번에는 처음으로 Korean Night 을 진행할 예정이니 많이들 놀러와주세요.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">앞으로 여러 한국 셀럽들을 초청해서 공연을 할예정입니다. 밑에 인스타그램을 추가해서 많은 정보들 받아보세요.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">또한 온라인티켓을 구매해서 오시면 더욱 저렴하게 구매하실수도 있고 밑에 링크로 바로 들어가면 프로모코드가 적용되어서 온라인에서 구매하시는것보다 할인이 적용됩니다.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">테이블 문의, 기타 문의등 인스타나 번호로 연락주세요.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">티켓링크:https://www.eventbrite.com/e/club-24-425-show-me-the-moneyguest-rapperdkayontop-tickets-1987264894796?discount=Aiden888</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">인스타(테이블문의):https://www.instagram.com/events.gbt?igsh=ZHE4YXdlYmY3NDVi</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">문의:0478059349</div>]]></description>
	<dc:creator>싼마이바나나</dc:creator>
		<dc:date>Tue, 14 Apr 2026 23:11:26 +0900</dc:date>
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	<title>호주 빅토리아 운전면허 ( 멜번 초보 운전연수 )!!! 진 운전 전문학원과 쉽고!! 빠르게!! 취득 하세요 ( 다양한 파격할인 패키지 )</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=590</link>
	<description><![CDATA[<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><img itemprop="image" content="https://woorimel.com/uploads/cache/editor/2022/08/thumb-f67b9054f96e0635ff107b55cd848d4b_700x0.jpg" src="https://woorimel.com/uploads/cache/editor/2022/08/thumb-f67b9054f96e0635ff107b55cd848d4b_700x0.jpg" alt="" class="img-tag " style="width:668px;"/></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 20px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #e74c3c;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">최고의 합격율!!! 빠른 면허 취득!!! 초보 운전연수!!! Since 2007!!! 빅토리아(멜번)!!!</span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #2980b9;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 20px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">다양한 파격 할인 패키지를 제공합니다.<span style="box-sizing: border-box; margin: 0px; padding: 0px; background-color: #bdc3c7;">&nbsp;면허시험 동행 확인 하세요......</span></span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 20px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #2980b9;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">망설이지 말고 전화 주세요 !!!</span></span></span><br style="box-sizing: border-box; margin: 0px; padding: 0px;" /><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 36px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #e74c3c;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">0422 152 395</span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;"># Jin Driving School # 한인 운전학원 # Victoria Melbourne #빅토리아 운전면허</span></div>]]></description>
	<dc:creator>진운전학원</dc:creator>
		<dc:date>Fri, 03 Apr 2026 13:18:46 +0900</dc:date>
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	<title>Maintenance/plumbing project</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=589</link>
	<description><![CDATA[<p>&nbsp;안녕하세요.</p>
<p data-start="31" data-end="78">
멜버른에서 <strong data-start="46" data-end="68">플러밍(배관) 및 유지보수 서비스</strong>를 하고 있습니다.</p>
<p data-start="80" data-end="167">✔ 누수, 막힘, 수리 등 각종 Maintenance<br data-start="109" data-end="112" />
✔ 배관 공사 (Plumbing Project)<br data-start="143" data-end="146" />
✔ 욕실·주방 리노베이션 배관 작업</p>
<p data-start="169" data-end="239">작은 수리부터 큰 공사까지 하나하나 꼼꼼하게 책임지고 진행해드립니다.<br data-start="207" data-end="210" />
한 번 맡겨보시면 꾸준히 찾게 되실 거라 생각합니다.</p>
<p data-start="241" data-end="292">합리적인 가격에 믿고 맡기실 수 있도록 최선을 다하겠습니다.<br data-start="274" data-end="277" />
편하게 문의 주세요</p>
<p data-start="241" data-end="292">0425249487&nbsp;</p><p><img itemprop="image" content="http://okta.com.au/data/file/e03/3707598083_n91E80gA_a9959f69a515e18ea88c8ddbc99140738604b0a6.jpg" src="http://okta.com.au/data/file/e03/3707598083_n91E80gA_a9959f69a515e18ea88c8ddbc99140738604b0a6.jpg" alt="" class="img-tag img-tag "/></p>]]></description>
	<dc:creator>PROFIX001</dc:creator>
		<dc:date>Tue, 24 Mar 2026 17:22:46 +0900</dc:date>
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	<title>4월 홈론 이자율 Update와 시장 전망</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=588</link>
	<description><![CDATA[<p></p>
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               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">안녕 하세요&nbsp;</span><span class="se-ff-system se-fs15 __se-node"><b style="color: #252525;">홈론, 카론, 비즈니스론, 커머셜론</b>&nbsp;</span><b style="color: #252525;">여러분의 전체 loan을 관리 해드리는&nbsp;</b><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"><b>Financial Broker</b></span><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;유영민 입니다.</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span>﻿</p>
               <span data-input-buffer="INPUT_BUFFER_DATA;Mozilla%2F5.0%20(Windows%20NT%2010.0%3B%20Win64%3B%20x64)%20AppleWebKit%2F537.36%20(KHTML%2C%20like%20Gecko)%20Chrome%2F146.0.0.0%20Safari%2F537.36;cafe.naver.com"></span>
               <p id="SE-156884a0-9d2c-4025-b765-e1a6fea156c4" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-57f3a40b-d1e8-43ab-9342-284a50dd0beb" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">2026년&nbsp;4월&nbsp;현재,&nbsp;예상보다&nbsp;끈질긴&nbsp;인플레이션으로&nbsp;인해&nbsp;'금리&nbsp;인하'&nbsp;기대에서&nbsp;'추가&nbsp;인상'&nbsp;경계로&nbsp;분위기가&nbsp;완전히&nbsp;반전되었습니다.</span></p>
               <p id="SE-156884a0-9d2c-4025-b765-e1a6fea156c4" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-8a1f7f57-8818-4f87-b4be-97df3cd1c438" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-b08c4138-441b-43da-ae16-c3f82be5bfb5" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-1a7a4abc-63c6-4e4b-90da-3bcd4d9ef7e3" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f968bb39-8bb2-4351-8531-9019e8ceb5f6" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>1. 현재 금리 상황 (2026년 4월 기준)</b></span></p>
               <p id="SE-addbb996-a16e-4a24-8bb1-5be8b205519e" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-e1873ea7-3305-473e-b34e-45cd2dbb3f36" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>기준금리(Cash Rate):</b></span><span id="SE-6725c9a5-bf13-4b27-862b-36a2542eb0c5" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span><span id="SE-1e80e119-4af1-4836-b8bf-7170091228b5" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>4.10%</b></span><span id="SE-2fb0771c-e674-4040-aaa9-446affb9b57e" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;(2026년 3월 17일, 0.25%p 인상)</span></p>
               <p id="SE-fc6ceb5c-bc50-47f5-a8e6-3864d5ede533" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-4fecb361-ebe1-4955-b4a7-c3f5db0d270d" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>최근 흐름:</b></span><span id="SE-d1c5414b-ba4b-46a6-9814-1e53d4bf2b19" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;2025년 세 차례 인하(3.10%까지 하락)로 안도감을 주었으나, 2026년 들어&nbsp;</span><span id="SE-eef47d3f-8e15-47f3-a1f7-9d2b2a721e6f" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>2월과 3월 연속 인상</b></span><span id="SE-fd50e91a-6eba-4464-a89a-a30010ba97fd" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">이 단행되며 다시 긴장감이 높아진 상태입니다.</span></p>
               <p id="SE-fc6ceb5c-bc50-47f5-a8e6-3864d5ede533" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-0d7fe500-aba5-4702-8e9b-7e0fb7b80f30" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a1cf412d-0f9f-4e35-ac10-96db5984507e" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b></b></span></p>
               <p id="SE-047d34d0-266c-4eea-8d28-1e3fc83c8215" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-8d2de6b7-cdf5-4920-9946-92ecf30b909b" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>2. 주요 은행 및 시장 전망 (Big 4 Banks)</b></span></p>
               <p id="SE-6e83cccc-66e9-42ff-8124-9444999ef4ae" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f346e081-11e7-49df-ae70-c3521ba2bdc3" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">호주 4대 은행은 인플레이션이 RBA의 목표치(2~3%)에 진입하는 속도가 예상보다 느리다고 판단하며,&nbsp;</span><span id="SE-3bc7a36d-2266-407f-a208-0a2503e414a5" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>추가 인상 가능성</b></span><span id="SE-9dbc57b4-b73b-4b2e-89c1-03977d7b2300" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">을 높게 보고 있습니다.</span></p>
               <p id="SE-311b0285-df8b-4c85-9756-94825e470015" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a8473642-cb4c-41eb-937a-1302e17356c2" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">현재 시장은&nbsp;</span><span id="SE-7e4f59e5-86ec-47b3-8c8a-12985ee82ea7" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>5월 5일(화) 통화정책회의</b></span><span id="SE-f4996853-6b7a-4813-a119-36c79daa3e11" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">에서 금리가 한 번 더 오를 가능성을 50% 이상으로 보고 있습니다.</span></p>
               <p id="SE-311b0285-df8b-4c85-9756-94825e470015" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-1dfd1bd5-5ead-420b-86f8-392123814a2f" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-6d31ef0e-a64d-4a75-80d6-7652561ccbd3" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-6eaec857-d871-43ef-902c-39e2004051c1" class="se-text-paragraph se-text-paragraph-align-left se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-9125a80e-83ca-4d3a-8a53-d6b60939a9c9" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><b>재융자(Refinancing) 고려:</b></span><span id="SE-dca40ac7-b2af-4caf-87ff-d114b77a0ffc" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;cash rate이 오르며, 은행 간 고객 유치 경쟁이 있으므로, 현재 적용받는 금리가 6% 이상으로 높다면 전문가와 상담하여 낮은 금리로 변동 가능한지 검토해야 합니다.</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><span style="color: #000000;">﻿</span>&nbsp;</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">집 구매 및 리파이낸스,</span><span class="se-ff-system se-fs15 __se-node">&nbsp;</span><span style="color: #ff0010;">이자율 협상, Value 재평가 필요하시다면&nbsp;</span><span style="color: #ff0010;">연락주세요 !</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">여러분의 각각에 맞는 Best Option으로</span><span class="se-ff-system se-fs15 __se-node">&nbsp;</span><span style="color: #ff0010;">안내 해 드리겠습니다.</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span style="color: #ff0010;">&nbsp;</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">***이자율이 낮은&nbsp;</span><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">Small 은행 기준으로 거주용 고정 이자율</span><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">로 보겠습니다.***</span><span style="background-color: #ffffff; color: #444444; font-family: se-nanumgothic, arial, 나눔고딕, nanumgothic, sans-serif, Meiryo; font-size: 11px; text-align: center; white-space-collapse: break-spaces;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center " id="SE-d22670bb-e9e9-4661-b6a4-45b75e259a8b" style="padding: 0px; box-sizing: unset; border: 0px; font-variant-numeric: inherit; font-variant-east-asian: inherit; font-variant-alternates: inherit; font-variant-position: inherit; font-variant-emoji: inherit; font-stretch: inherit; font-size: 11px; line-height: 1.6; font-family: se-nanumgothic, arial, 나눔고딕, nanumgothic, sans-serif, Meiryo; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; font-language-override: inherit; vertical-align: baseline; word-break: break-word; overflow-wrap: break-word; white-space-collapse: break-spaces; text-align: center; color: #444444; background-color: #ffffff;"></p>
               <p><span class="se-fs- se-ff-   " id="SE-3b5a33fb-31c4-4660-9923-94b987456a5d" style="box-sizing: unset; margin: 0px; padding: 0px; border: 0px; font-style: inherit; font-variant: inherit; font-weight: inherit; font-stretch: inherit; font-size: 15px; line-height: inherit; font-family: se-nanumgothic, arial, &quot;\\B098눔고딕&quot;, nanumgothic, sans-serif; font-optical-sizing: inherit; font-size-adjust: inherit; font-kerning: inherit; font-feature-settings: inherit; font-variation-settings: inherit; font-language-override: inherit; vertical-align: baseline; color: #0095e9;"></span></p>
               <p>&nbsp;</p>
               <p id="SE-c45405a3-7ba0-4f85-9e75-39a6d8b6c6eb" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-0704b011-15e2-4ee0-8f9a-01f47d27506c" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">2026년 4월 7일 기준.</span></p>
               <p id="SE-c45405a3-7ba0-4f85-9e75-39a6d8b6c6eb" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">&nbsp;</span></p>
               <p id="SE-42e2ac18-7b1c-4697-adff-d47de7d43bd2" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a9f1ecec-d25c-4ced-be93-7b2f685f37cc" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;"></span></p>
               <p id="SE-882d6019-c683-4377-b196-4fa03b64b532" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-abfea752-6be2-4495-b84b-773a50fed57b" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">Heritage 1년 6.04% 2년 6.09% 3년 6.14%</span></p>
               <p id="SE-882d6019-c683-4377-b196-4fa03b64b532" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">&nbsp;</span></p>
               <p id="SE-5f084cff-e4cf-498e-825a-7e263329c8ca" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-85543797-4674-4cd1-b974-c0d4f2e87650" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;"></span></p>
               <p id="SE-bb7d5906-8373-4d18-be4a-d84a98a00e79" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-49317b9f-5fb5-4889-b836-6a072c11d8a8" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">Bendigo 1년 6.04% 2년 6.04% 3년 6.04%</span></p>
               <p id="SE-bb7d5906-8373-4d18-be4a-d84a98a00e79" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">&nbsp;</span></p>
               <p id="SE-e01ba9ea-b076-44b8-a519-0bb258055b63" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-ee3cabf8-f77c-43de-b71b-483ecaa8564a" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;"></span></p>
               <p id="SE-f54ef7f0-9d45-46ca-9aeb-06be97e03651" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-69f068c2-0765-4e50-92cd-60e3dd1a4e32" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">HSBC 1년 6.09% 2년 6.09% 3년 6.14%</span></p>
               <p id="SE-f54ef7f0-9d45-46ca-9aeb-06be97e03651" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">&nbsp;</span></p>
               <p id="SE-05d89907-fbd3-4551-853d-d4aa7719971d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-78b2315b-7bef-4b6e-93f4-891d6a5a67e2" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;"></span></p>
               <p id="SE-b7d56845-f72f-4c7f-90b9-46a7909ea499" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-c6716bb1-1209-4aaf-9fa7-3c4da6dcf14b" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">ING 1년 6.19% 2년 6.09% 3년 6.14%</span></p>
               <p id="SE-b7d56845-f72f-4c7f-90b9-46a7909ea499" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">&nbsp;</span></p>
               <p id="SE-5cc83205-f222-4c53-8745-19de96471971" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a696e9a0-3406-48df-806c-8675c1eed3e1" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;"></span></p>
               <p id="SE-b75dd655-e74d-41e9-b5f7-89d3a1405d11" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-be787251-cece-4cb9-bee1-e48e6015ec3f" class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">Bank of China 1년 5.79% 2년 5.79% 3년 6.09%</span></p>
               <p id="SE-b75dd655-e74d-41e9-b5f7-89d3a1405d11" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0095e9;">&nbsp;</span></p>
               <p id="SE-a6cd568e-f892-4640-9a67-7eb100d9b753" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-5389d6a1-e7bd-45c3-b902-29a6a3e81b28" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-d1bbcb4d-19e6-4406-885f-40df8bbacda5" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-eb130f45-13b9-414e-8987-4d95e70e436b" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">***</span><span id="SE-e0f88294-76db-438c-816b-36b25c519ae9" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">Major 은행 기준으로 거주용 고정 이자율</span><span id="SE-2eee29e9-9d4e-4e2e-9a66-ed4e4b27bfef" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">로 보겠습니다.***</span></p>
               <p id="SE-d1bbcb4d-19e6-4406-885f-40df8bbacda5" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-1ffd0b40-fc5e-4f3a-b12f-0acc85b83c3d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-6f17458e-1929-48ee-b9f4-4e1d7e930763" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-25cedc37-384c-44ba-8aa9-0a3a3d6e5881" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-4f874a73-c6e2-4c49-8e49-62b0c113c4be" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">2026년 4월 7일 기준.</span></p>
               <p id="SE-25cedc37-384c-44ba-8aa9-0a3a3d6e5881" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-c18c312a-37bb-463a-aa9a-80a34181b204" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-02758387-1ab4-4400-ab0a-e1aff5e01c84" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-0bab12c1-810c-4d44-a77b-087355d3c2f3" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-e1450a6f-3e5b-4860-a730-80a976b7d77f" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">ANZ 1년 6.34% 2년 6.54% 3년 6.14%</span></p>
               <p id="SE-0bab12c1-810c-4d44-a77b-087355d3c2f3" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-488cb738-8e68-48d0-abf0-70751b2c0c65" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-92dbb87d-b619-4870-a328-ece65644c7fb" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-d16e1229-35f7-4c87-a3f7-e4e3aee2e193" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-7d9522ae-e613-415a-bfb5-f55ba7791cb4" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">NAB 1년 6.04% 2년 6.09% 3년 6.19%</span></p>
               <p id="SE-d16e1229-35f7-4c87-a3f7-e4e3aee2e193" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-b9d905ec-68ac-42ad-b83d-2bd0237b2807" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-c15671af-db3f-4183-b379-68046f7d4144" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-5b7802b1-7499-4f3f-8e01-33f974b54e7c" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-54b7aeb2-ab1e-4a6a-bb92-335804c4009e" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">WBC 1년 6.34% 2년 6.24% 3년 6.44%</span></p>
               <p id="SE-5b7802b1-7499-4f3f-8e01-33f974b54e7c" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-512824e6-c570-403f-b1c1-8a9ac6fc5cb0" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-5515ebdc-7cb9-4940-8f0c-c2c4695d9192" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-8d17c5ed-bf6c-4387-814c-887e1d8cd014" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-20f246a2-5437-45ab-938c-6ef1b23325fd" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">STG 1년 6.24% 2년 6.14% 3년 6.34%</span></p>
               <p id="SE-8d17c5ed-bf6c-4387-814c-887e1d8cd014" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-10cb59f7-3aa4-418a-b2cc-d223486185fb" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-c666205a-8969-4294-905e-0d56ffa46aec" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-bbb62aa5-8e14-4967-9d4d-0f7ee499d40e" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-ddbe66da-3ed5-4fa6-908b-a2fd800cc6b8" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">CBA 1년 6.49% 2년 6.34% 3년 6.59%</span></p>
               <p id="SE-bbb62aa5-8e14-4967-9d4d-0f7ee499d40e" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-03975819-4058-4adf-b1cc-f543e2f1b350" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-0bbdfdfc-d635-4522-97ff-1c8d59cc7a8d" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-2586cda0-a564-4ec0-ae2d-0d94446e529a" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-ec751b6b-c1ed-42af-ac38-c6f7aea4b74c" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">홈론 변동 거주용 이율은 5.53%에 가능 합니다.</span></p>
               <p id="SE-2586cda0-a564-4ec0-ae2d-0d94446e529a" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
               <p id="SE-07e9cd2c-a00f-463d-a6b5-c904db10acf2" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-1907ad54-255b-4b25-838a-4a774e301d2f" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-f5941c99-670f-483e-b316-de388597922e" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-9f3dcd8d-6e6c-4d91-abc8-8ceeeab573b7" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">***</span><span id="SE-7795ae2f-a397-41c5-b90d-a4fc055027ff" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">Small 은행 저렴한 투자용 고정 이자율</span><span id="SE-227fe5cf-54a7-4a31-9478-96066b22eb22" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;몇몇 살펴 보겠습니다.***</span></p>
               <p id="SE-f5941c99-670f-483e-b316-de388597922e" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-eff0d3cd-e185-4323-8d9b-c5a13cc125a6" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a6d60b6a-5788-4341-82aa-9dfd1bc1f677" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-426e86c8-1c46-476a-a360-7a243622b01d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-91700ea6-812d-4bb3-a5f4-42e61a6d0270" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">2026년 4월 7일 기준.</span></p>
               <p id="SE-426e86c8-1c46-476a-a360-7a243622b01d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-ad203c90-ceff-42df-8cb5-e13576b7f95c" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-d04ef868-8683-4aca-a833-d557f046588d" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-62f2c715-9da2-463c-9a6b-89890d29907d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-5076280a-101f-4f41-820e-cf923599f9fd" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">ING 1년 6.09% 2년 6.09% 3년 6.14%</span></p>
               <p id="SE-62f2c715-9da2-463c-9a6b-89890d29907d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-1769f255-3760-4ae7-81be-9ef8a54fd0b8" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f911abc4-1325-44a1-9db8-5a65eb0c9f79" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-2c5b6138-242b-4fe0-a3da-78c39e2588f2" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-907bf8e3-2e45-4e9d-8714-a9fc9af7f596" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">Bendigo 1년 6.19% 2년 6.19% 3년 6.19%</span></p>
               <p id="SE-2c5b6138-242b-4fe0-a3da-78c39e2588f2" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-bff76790-b488-473f-b261-a077170955c3" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-b1c1058c-5d82-464b-854c-293330632f81" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-99b3c2f0-2804-4a8e-96e2-a5e564fe122a" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-e08179f2-ae6b-4ccb-9817-ac52b42599d9" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">Heritage 1년 6.24% 2년 6.29% 3년 6.34%</span></p>
               <p id="SE-99b3c2f0-2804-4a8e-96e2-a5e564fe122a" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-f502d3ec-13cb-4dd8-9eed-05f986ddb4df" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-224be0a6-4e49-4d21-9752-c359f5e98910" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-d81406dd-a13b-49f1-a714-91b0379c9f4e" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-fcf00b22-dcb4-4da5-bdac-c56b637d2c47" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">HSBC 1년 6.24% 2년 6.24% 3년 6.29%</span></p>
               <p id="SE-d81406dd-a13b-49f1-a714-91b0379c9f4e" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-3762e3fa-9aaf-4f6e-bb7b-238e1b531f75" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-0b9646f3-be06-4956-87ae-0e3274dbda96" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-f471817c-1a11-4852-99b3-406137f41632" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-71ee3771-74ca-4014-8dc6-d3d0267faad5" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">Bank of China 1년 5.89% 2년 5.89% 3년 6.29%</span></p>
               <p id="SE-f471817c-1a11-4852-99b3-406137f41632" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-8416e4dd-6a5f-4008-b584-c017411ae502" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-bc3fef01-8da6-44a9-9750-05bdb0f2bb18" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-6d43e853-d378-414c-9765-66061d605ff2" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-811d3c31-eaed-4325-8206-b7908a06305e" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">***</span><span id="SE-cd2d6026-a21b-4fa6-b36a-4c0080ba9532" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">Major 은행 기준으로 투자용 고정 이자율</span><span id="SE-faece39d-5836-437c-b867-2885171de3b7" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">로 보겠습니다.***</span></p>
               <p id="SE-6d43e853-d378-414c-9765-66061d605ff2" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-fca9e449-f31e-4313-86bb-6b7a3aeb2eb3" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-8058849d-89bf-4dad-8096-2c6b516ca4ea" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-5b5b4acd-526b-4a1c-9ce5-f9adaad4b4e1" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a1e13e28-df6d-46da-8584-5d89f6779aa3" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">2026년 4월 7일 기준.</span></p>
               <p id="SE-5b5b4acd-526b-4a1c-9ce5-f9adaad4b4e1" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-29290df1-04a0-432e-a8d9-78300f7129d0" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-c4e6e458-357e-4f4e-a0f4-783ecb2028d9" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-181335ee-4fe0-4c46-bf76-9d2170535116" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-5200a284-8069-4ba6-8782-0b36dcefce07" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">ANZ 1년 6.49% 2년 6.49% 3년 6.59%</span></p>
               <p id="SE-181335ee-4fe0-4c46-bf76-9d2170535116" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><br /></span></p>
               <p id="SE-23d4706d-be03-4d7f-aea1-87814185f5b8" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-2b52ff14-691c-4ba6-8ce7-d516f3d7b58e" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-01fc2893-691a-497e-b525-83ee4fc0545d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-d66816b1-c473-46c6-ba0e-8cb42e2ba272" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">NAB 1년 6.14% 2년 6.19% 3년 6.29%</span></p>
               <p id="SE-01fc2893-691a-497e-b525-83ee4fc0545d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-07ae42c3-4a2d-4ff2-90ea-0f6ab8aabb67" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-9a8f4dd6-c61c-4b42-aab4-b273ca546f0d" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-e298d760-f2d8-4677-8134-09381102e856" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f9260060-f2c3-4d98-998e-f12d4b793d4c" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">WBC 1년 6.59% 2년 6.49% 3년 6.69%</span></p>
               <p id="SE-e298d760-f2d8-4677-8134-09381102e856" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-425b7852-052b-4e7f-9627-1cf9e48fd8e1" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-b5fa0799-1bc3-493d-96e1-4c828375379e" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-d7152693-256b-47c4-bd01-99eb1bbcadde" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-5e937f6c-29f3-4b60-be5a-b5253142635a" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">STG 1년 6.39% 2년 6.29% 3년 6.59%</span></p>
               <p id="SE-d7152693-256b-47c4-bd01-99eb1bbcadde" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-b01e6271-5b36-4149-8890-c2ffc24003d4" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f132ed26-9ed4-4097-8f6c-8b97bf987ee3" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-5e7281a6-5041-41e1-b9ab-d5da0e743d40" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-58ccfffb-b73e-4a89-b287-ce4fc85a3002" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">CBA 1년 6.54% 2년 6.39% 3년 6.64%</span></p>
               <p id="SE-5e7281a6-5041-41e1-b9ab-d5da0e743d40" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-fba5b14d-a442-419a-8e76-9c91e89e74c2" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-95525ae0-7f5d-4285-8a5f-00311c1f4810" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
               <p id="SE-952a975e-940f-4c7d-96c4-92427f3d1b28" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-d1020e56-71ae-4ff8-bada-09f3337a791a" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">홈론 변동 투자용 이율은 5.7%에 가능 합니다.</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;"><span style="color: #000000;">﻿</span><span style="font-family: inherit; font-weight: 700; font-size: 15px; font-style: inherit; font-variant-ligatures: inherit; font-variant-caps: inherit; text-align: center; white-space-collapse: break-spaces;"></span></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">이자율 discount 요청 생각하시는 분들 연락주세요</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">브로커 채널을 이용하시면 은행 광고 rate보다 추가 discount도 가능 합니다.</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">리파이낸스 경우 여전히 cash rebate $3000 가능한 은행도 있습니다.</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #222222; background-color: #ffffff;"><b>현재</b></span><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #1d9ac3; background-color: #ffffff;"><b>&nbsp;이자율에 대한 상환금액을 줄이는 것은 가능합니다.</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #1d9ac3; background-color: #ffffff;"><b>&nbsp;</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.8;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #222222; background-color: #ffffff;"><b></b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #1d9ac3; background-color: #ffffff;"><b>1. 은행과 이자율을 낮추는 협상</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #1d9ac3; background-color: #ffffff;"><b>2. 재산 가치의 무료 재평가, 형평성이 있는 경우 현금화 가능.</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #1d9ac3; background-color: #ffffff;"><b>3. 현 은행이 낮은 이자율을 제공할 수 없는 경우, 귀하의 대출 능력을 재평가하고 더 낮은 이자율의 은행으로 재융자하도록 도와드립니다.</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #1d9ac3; background-color: #ffffff;"><b>&nbsp;</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.16667;">&nbsp;</p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.16667;"><span class="se-ff-system se-fs24 se-highlight __se-node" style="color: #1d9ac3; background-color: #ffffff;"><b></b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><b>Jasper Yu (유영민JP)</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><b>0466 110 334</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><b>카카오톡 ID: hardlock</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><b>info@richhomeloan.com.au</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><b>&nbsp;</b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs16 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><b></b></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #141414;">Refinance 혹은 cash out 계획이 있으신 분들은 미리 상담하시고 준비하시기 바랍니다.</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #141414;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0000;">지금 준비하시면 됩니다. 홈론, 카론, 비즈니스,커머셜 융자까지 전체 그림을 봐 드리는</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-justify" style="line-height: 1.8;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0000;">전문 Financial Broker을 찾아 주세요</span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #009e25;">---자영업자분들 최대한 대출 받으실 수 있도록 solution 제공해 드리고 있습니다---</span></p>
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                     <p class="se-set-ai-mark-button-text">자동차 파이낸스&nbsp;&nbsp;</p>
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               <div class="__se-toolbar-slot __se-cursor-unrelated">&nbsp;﻿</div>
               <p id="SE-a7b0ddfd-2a14-417b-9198-f09687028632" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-db57b6e2-4761-404e-bcd5-f6fb9c07939f" class="se-ff-system se-fs15 __se-node" style="color: #252525;">카론을 받으셔야 한다면 먼저</span></p>
               <p id="SE-06b276a4-4721-4cac-aa5c-e44c310b322e" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-d72baa85-e7f0-40a6-9394-6ce6e3caf67c" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-cce2066d-d5f6-4ad0-8a02-b59d09dd9af3" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-20337710-2ad2-4137-be58-fb060dd6e1bb" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">개인 Car loan을 받을 건지</span></p>
               <p id="SE-1a887cac-93b4-487a-b452-f7f7dc0c6b59" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-edd39652-9d15-44bf-b4cf-37ae5e2fd40a" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">Business Car loan을 받을 건지</span></p>
               <p id="SE-b859990d-c962-49cd-b99b-579f30ec042b" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-0a9dc000-1195-4c65-ab97-83a87b549f93" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">자신에게 맞는 Car loan을 먼저 선택</span><span id="SE-d9f40794-18be-4c8a-a434-b0844980602e" class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;하셔야 합니다. (기본적으로&nbsp;</span><span id="SE-a20aa94f-0406-4e8d-a26f-10b0390aea6b" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">영주권자</span><span id="SE-93e53995-40bd-41c7-ad19-fda67036ed4a" class="se-ff-system se-fs15 __se-node" style="color: #252525;">이어야 해요)</span></p>
               <p id="SE-b859990d-c962-49cd-b99b-579f30ec042b" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
               <p id="SE-47c1dc25-89c6-40f9-8a3d-8d999abd66c2" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-6665d794-3391-46c3-9ba1-b06179dac6ab" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-5f913f05-d808-4367-b1c5-134ddc4bc218" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-d3f41d09-928f-4257-be32-b4256d4cda48" class="se-ff-system se-fs15 __se-node" style="color: #252525;">급여를 받으시는 분이라면 개인 Car loan</span></p>
               <p id="SE-01c4e2ae-7556-4b75-a60d-ca0e3b4be0b1" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-ac9820f6-7e07-462b-8a50-41c4b8b8da20" class="se-ff-system se-fs15 __se-node" style="color: #252525;">A.B.N Income으로 Business 목적으로 구매하셔서</span></p>
               <p id="SE-03ad5313-20e0-432b-bdb5-fce6e9692dff" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-9d522c02-6ae7-4701-b02b-b99e1baa27e0" class="se-ff-system se-fs15 __se-node" style="color: #252525;">세금 혜택, GST환급, depreciation을 잡아야 한다면 Business Car loan.</span></p>
               <p id="SE-fd623525-e2d8-4bfd-929f-ea5294d1cbe3" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-faf9d462-3c15-41f3-bc08-fe3db10895e8" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-6a5f90d1-ff47-4d52-8c73-156a37e5bc68" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-b72582bc-4375-42da-b41a-0cfa4072116c" class="se-ff-system se-fs15 __se-node" style="color: #252525;">절차는 2가지 모두 간단 합니다.</span></p>
               <p id="SE-6a5f90d1-ff47-4d52-8c73-156a37e5bc68" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
               <p id="SE-2a3e834c-8461-4d30-b7a6-9ed307b4a19c" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-86f0f264-64d2-4992-9396-69aa86d0ac4d" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-621efaa2-6869-4aa9-99c6-3259ffbb7693" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f73d9b3d-0a50-4dd1-85e2-73939e86826e" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">원하시는 차를 고르시고, 딜러에게 car quotation 받아 주시면 은행에서 Invoice에 청구 된 금액을</span></p>
               <p id="SE-eb043186-3b5e-4f9b-b765-f7a80fca277b" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-909c2c8b-6c99-440e-a0ba-8cba12a5dfd4" class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">딜러에게 보내 주고, 원하는 날짜에 차 픽업 하시면 됩니다</span></p>
               <p id="SE-eb043186-3b5e-4f9b-b765-f7a80fca277b" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;">&nbsp;</span></p>
               <p id="SE-4174cee1-25e5-4e20-be69-53ed28595ad2" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-265a0a28-ab0e-4f8d-bcf6-58305fd12904" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-4492a296-8b4c-43d5-b3a4-e2e7638a84da" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-89acc5f5-f64d-4c00-9dd6-18626fd08149" class="se-ff-system se-fs15 __se-node" style="color: #252525;">기본적으로 Consumer Car loan 급여 받으시는 분들은 최근 2 pay slip (credit history에 따라 추가 서류 요구)</span></p>
               <p id="SE-e1e4ab3b-bb3d-4cc8-844f-41db07b8190f" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-fb457797-ef9f-4ce2-b627-72f8cddc7fa8" class="se-ff-system se-fs15 __se-node" style="color: #252525;">Business Car loan은 비즈니스가 1년 넘었는지, 집 소유 여부 혹은 deposit 가능 여부가 중요 합니다.</span></p>
               <p id="SE-0242f3ec-2115-4b7e-ad4b-7ef34daf5ca5" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-67de6e3c-dae4-4ef9-a845-3b4f6eec2b85" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-50c3ae9a-7a48-44f6-8dc4-a2d48b939c67" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-454f07c2-8675-4fe3-a2ea-eca15d9f8395" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">새차,중고차,개인거래 차량 모두 가능</span><span id="SE-e2c9400e-f630-4673-aeda-e289e9248de2" class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;합니다.미리 상담받고 차량 선택하시면 됩니다.</span></p>
               <p id="SE-50c3ae9a-7a48-44f6-8dc4-a2d48b939c67" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
               <p id="SE-8c598006-5941-4788-aba8-a2fe214357e3" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-e11585b5-90e0-4469-853a-3d7f5caebbf5" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;"></span></p>
               <p id="SE-13ede140-a6d5-4d06-b791-60e840e96a59" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-ca09b4df-8098-4b12-84e0-3c6422f0f4c0" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">자동차 파이낸스는 이자율로 판단하지 마세요!</span></p>
               <p id="SE-13ede140-a6d5-4d06-b791-60e840e96a59" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
               <p id="SE-b08ff9cc-9288-4d53-b6c8-d7bf92f73b2f" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-c2b95739-48f7-4773-a6ac-cfedab4aa3c8" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-74dd3ea2-e482-4382-be25-be9ff3cb01e0" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-210a165e-38e1-4dc8-9bf9-5aea3d3a27ba" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">항상 repayment 금액이 얼마인지 체크하고 비교해 보시는게 진정한 프로</span><span id="SE-83e11d5e-f027-42e7-9ef4-0e4de21d6d9b" class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;입니다.</span></p>
               <p id="SE-74dd3ea2-e482-4382-be25-be9ff3cb01e0" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
               <p id="SE-8b98cf47-d4f9-4e6e-a478-42373925e412" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-aa073d4a-a721-4092-bea5-01153a316652" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-3b32b9cd-85a3-4edc-87d9-c3f3d2846c77" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-0dfdfd5f-9d14-42ba-8cc0-9cc261fce747" class="se-ff-system se-fs15 __se-node" style="color: #252525;">카론은 이자율로만 판단하시면, 나중에 실질적으로 이자율이 높은 상품보다 실질 갚는 금액이 더 큰 경우가 종종 있어서 손님을 케어하는 브로커를 만나는게 중요 합니다.</span></p>
               <p id="SE-3b32b9cd-85a3-4edc-87d9-c3f3d2846c77" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
               <p id="SE-d28e161e-db0b-424e-92c5-c4fdfebfa6c6" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-b7bec182-ae3f-452e-946e-5ee28826d5b1" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-476613c3-3054-489f-83b2-bbde1f41985e" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-d691f9dd-8da6-4614-9912-d452ab844416" class="se-ff-system se-fs15 __se-node" style="color: #ff5f45;">비즈니스 카론, balloon 한번에 내셔야 한다면 이 또한 리파이낸스 가능 합니다.</span></p>
               <p id="SE-476613c3-3054-489f-83b2-bbde1f41985e" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff5f45;">&nbsp;</span></p>
               <p id="SE-99b3e125-80f1-47c1-ac87-810f2b8fe030" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a3a9f645-34e3-4bd7-9654-68ab1cafba09" class="se-ff-system se-fs15 __se-node" style="color: #ff5f45;"></span></p>
               <p id="SE-166bdd76-caf4-4886-af03-2d997111bf33" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-1af59418-f081-488c-bf7f-1bfb0f25614d" class="se-ff-system se-fs15 __se-node" style="color: #252525;">연락 주세요 항상 여러분을 지속적으로 케어 합니다.</span></p>
               <p id="SE-166bdd76-caf4-4886-af03-2d997111bf33" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><br /></p>
               <p id="SE-75871abb-4118-4bc7-8d0b-21819e681b98" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-ca089f06-2af4-49ee-9f89-e44a8a84a5ff" class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
               <p id="SE-317a29bb-e015-43d0-9139-4bf05800080d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-8f0c48c2-1efd-400c-b818-6600e6242f84" class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">전문가에게 미리 상담 받으시고 준비하세요.</span></p>
               <p id="SE-317a29bb-e015-43d0-9139-4bf05800080d" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">﻿<span data-input-buffer="INPUT_BUFFER_DATA;Mozilla%2F5.0%20(Windows%20NT%2010.0%3B%20Win64%3B%20x64)%20AppleWebKit%2F537.36%20(KHTML%2C%20like%20Gecko)%20Chrome%2F146.0.0.0%20Safari%2F537.36;cafe.naver.com"></span></span></p>
               <p id="SE-ba551dec-3835-4e48-acbe-ef3b3ee9b85c" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-40da260e-7abc-412e-a28b-4611408ff2e7" class="se-ff-system se-fs16 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><mark><b>Jasper Yu (유영민JP)</b></mark></span></p>
               <p id="SE-c06f67a0-d3df-445f-9e18-8ba979b2ace7" class="se-text-paragraph se-text-p<p><img itemprop="image" content="http://okta.com.au/data/file/e03/2056529332_E4KNHMi1_ac52081dd42bffb2f3c312dc621a355a3eb4083d.png" src="http://okta.com.au/data/file/e03/2056529332_E4KNHMi1_ac52081dd42bffb2f3c312dc621a355a3eb4083d.png" alt="" class="img-tag img-tag "/></p>]]></description>
	<dc:creator>ollehoju</dc:creator>
		<dc:date>Thu, 19 Mar 2026 12:07:29 +0900</dc:date>
	</item>
	<item>
	<title>멜버른에서 영어 쓰는데도 실력이 안 느는 이유 (회화 + IELTS 같이 잡아요)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=587</link>
	<description><![CDATA[<p style="text-align: center; "><span style="font-family: 돋움; font-size: 14px;">&nbsp;안녕하세요 :)</span></p>
<p data-start="530" data-end="593">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">멜버른에서 생활하시면서</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">영어를 계속 쓰고 있는데도</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">생각보다 실력이 잘 안 느는 느낌 받으신 적 있으실까요?</span></p>
      <p style="text-align: center;"><span style="font-size: 14px;">&nbsp;</span></p>
      </span></p>
<p data-start="595" data-end="618" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">학생분들 보면 이런 경우가 정말 많습니다.</span></p>
<p data-start="620" data-end="690">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">일상 대화는 어느 정도 되는데</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">막상 정확하게 말하거나</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">시험 준비(IELTS)를 하려고 하면</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">어렵게 느끼시는 경우요.</span></p>
      <p style="text-align: center;"><span style="font-size: 14px;">&nbsp;</span></p>
      </span></p>
<hr data-start="692" data-end="695" style="text-align: center;" />
<p data-start="697" data-end="767">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">그래서 저는 수업을 진행할 때</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">회화와 IELTS를 따로 보는 게 아니라</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">같이 연결해서 잡는 방식으로 진행하고 있습니다.</span></p>
      <p style="text-align: center;"><span style="font-size: 14px;">&nbsp;</span></p>
      </span></p>
<p data-start="769" data-end="826">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">✔ 실생활에서 바로 쓰는 영어</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">✔ IELTS에서 점수 나오는 표현</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">✔ 자연스럽게 말하는 구조</span></p>
      <p style="text-align: center;"><span style="font-size: 14px;">&nbsp;</span></p>
      </span></p>
<p data-start="828" data-end="848" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">이 3가지를 같이 잡아드리고 있어요.</span></p>
<p data-start="828" data-end="848" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
<hr data-start="850" data-end="853" style="text-align: center;" />
<p data-start="855" data-end="881" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
<p data-start="855" data-end="881" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">현재는 온라인으로 1:1 수업을 진행하고 있고,</span></p>
<p data-start="883" data-end="919">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">• 영어회화</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">• IELTS 준비</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">• 워홀 / 유학 영어</span></p>
      </span></p>
<p data-start="921" data-end="939" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">이렇게 같이 도와드리고 있습니다.</span></p>
<p data-start="921" data-end="939" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
<hr data-start="941" data-end="944" style="text-align: center;" />
<p data-start="946" data-end="956" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
<p data-start="946" data-end="956" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">간단하게 제 경력은</span></p>
<p data-start="958" data-end="1070">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">• 한국 대형 영어학원 강사</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">• 전 연령 대상 영어 지도 경험</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">• 호주 명문대 (Group of Eight) 재학 중</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">• 호주에서 IELTS 및 영어회화 지도</span></p>
      </span><span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">• 비즈니스 영어 지도 경험</span></p>
      </span></p>
<p data-start="1072" data-end="1076" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">입니다.</span></p>
<p data-start="1072" data-end="1076" style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
<hr data-start="1078" data-end="1081" style="text-align: center;" />
<p data-start="1083" data-end="1140">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">부담 없이 시작해보실 수 있도록</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">무료 20분 체험 수업 + 레벨 체크도 같이 진행하고 있습니다 :)</span></p>
      </span></p>
<p data-start="1142" data-end="1184">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">현재 영어 수준 확인하고</span></p>
   <span style="font-family: 돋움;">
      <p><img itemprop="image" content="https://www.melbsky.com/data/editor/2603/20260317021110_49f512ad9ee4529ace8e4a9f14f775bc_96bc.png" src="https://www.melbsky.com/data/editor/2603/20260317021110_49f512ad9ee4529ace8e4a9f14f775bc_96bc.png" alt="Untitled design (19).png" class="img-tag " style="width:794px;"/></p>
      <p style="text-align: center;"><span style="font-size: 14px;">&nbsp;</span></p>
      </span></p>
<hr data-start="1186" data-end="1189" style="text-align: center;" />
<p data-start="1191" data-end="1222">
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">&nbsp;</span></p>
   <p style="text-align: center;"><span style="font-family: 돋움; font-size: 14px;">관심 있으신 분들은</span></p>
   <span style="font-family: 돋움;">
      <p style="text-align: center;"><span style="font-size: 14px;">아래 폼으로 편하게</span> 신청 주세요!</p>
      </span></p>
<p data-start="1224" data-end="1240" style="text-align: center;">
   https://docs.google.com/forms/d/e/1FAIpQLSfctLfE74tkzlyOoFqIhBmLI3F8DF5bsCfNk88Ky_zBZb19vg/viewform?usp=dialog
</p>]]></description>
	<dc:creator>beckyT</dc:creator>
		<dc:date>Tue, 17 Mar 2026 15:11:00 +0900</dc:date>
	</item>
	<item>
	<title>소,중,대 이사 &amp; 집수리 전문</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=586</link>
	<description><![CDATA[<p>&nbsp;소,중,대 이사 &amp; 집수리 전문&nbsp;</p><p><img itemprop="image" content="http://okta.com.au/data/file/e03/248088638_fDjYxPy7_b87a6c46a1d97c5e31d9f3f5a3c3a09c333da1ab.png" src="http://okta.com.au/data/file/e03/248088638_fDjYxPy7_b87a6c46a1d97c5e31d9f3f5a3c3a09c333da1ab.png" alt="" class="img-tag img-tag "/></p>]]></description>
	<dc:creator>SBBc2W</dc:creator>
		<dc:date>Fri, 06 Mar 2026 10:24:09 +0900</dc:date>
	</item>
	<item>
	<title>???? Kia 차 구매 계획 있으신가요?</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=585</link>
	<description><![CDATA[<p><img itemprop="image" content="http://okta.com.au/data/file/e03/26313972_xmVX4MpE_d679aa92eeec6103ba3f2873f0e2f00126fb90d9.jpg" src="http://okta.com.au/data/file/e03/26313972_xmVX4MpE_d679aa92eeec6103ba3f2873f0e2f00126fb90d9.jpg" alt="" class="img-tag img-tag "/></p><p><span style="font-size:14px" ;="">안녕하세요.</span><br /><br /><span style="font-size:14px" ;="">멜번 **Southland Kia**에서 근무하고 있는 </span><span style="font-size:14px" ;=""><b>David Kang</b></span><span style="font-size:14px" ;=""> 입니다.</span><br /><br /><span style="font-size:14px" ;="">✔️ 기아 신차 전문 상담</span><br /><span style="font-size:14px" ;="">✔️ 재고 및 출고 일정 정확한 안내</span><br /><span style="font-size:14px" ;="">✔️ 계약부터 인도까지 전 과정 한국어 진행</span><br /><br /><span style="font-size:14px" ;="">차량 구매는 금액이 큰 만큼</span><br /><span style="font-size:14px" ;="">정확하고 투명한 상담이 가장 중요하다고 생각합니다.</span><br /><span style="font-size:14px" ;="">처음 구매하시는 분들도 부담 없이 문의 주세요.</span><br /><br /><span style="font-size:14px" ;="">또한 **Southland Used Cars**에 등록된 중고차 매물도</span><br /><span style="font-size:14px" ;="">저를 통해 구매 진행 가능합니다. 성심성의껏 도와드리겠습니다.</span><br /><br /><span style="font-size:14px" ;="">???? 문자 문의: </span><span style="font-size:14px" ;=""><b>0426 778 488</b></span><br /><br /><span style="font-size:14px" ;="">문자로 문의사항 남겨주시면 최대한 빠르게 연락드리겠습니다.</span><br /><span style="font-size:14px" ;="">감사합니다 ????</span><!--/data/user/0/com.samsung.android.app.notes/files/clipdata/clipdata_bodytext_260221_145501_247.sdocx--></p>]]></description>
	<dc:creator>ZINNIS</dc:creator>
		<dc:date>Sat, 21 Feb 2026 12:55:42 +0900</dc:date>
	</item>
	<item>
	<title>비즈니스 카론, 자동차 구매</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=584</link>
	<description><![CDATA[<p>&nbsp;﻿</p>
<span data-input-buffer="INPUT_BUFFER_DATA;Mozilla%2F5.0%20(Windows%20NT%2010.0%3B%20Win64%3B%20x64)%20AppleWebKit%2F537.36%20(KHTML%2C%20like%20Gecko)%20Chrome%2F144.0.0.0%20Safari%2F537.36;blog.naver.com"></span>
<p id="SE-144cd424-9851-4ab7-81be-74e42dace466" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-07fb2063-4604-4cf9-b378-6cbf6c338399" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">Business Car loan은 비즈니스가 1년 넘었는지, 집 소유 여부 혹은 deposit 가능 여부가 중요 합니다.  </span></p>
<p id="SE-30e74c9b-1f16-4e0b-b39a-d18f86431eba" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-56a27546-21f3-4b64-a81d-7a0e5df1fcd7" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-ea224651-96a1-4627-897a-a16520d2962b" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-d002eb31-b978-4f2c-870f-deb454ed593d" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">새차,중고차,개인거래 차량 모두 가능 합니다.미리 상담받고 차량 선택하시면 됩니다. </span></p>
<p id="SE-ea224651-96a1-4627-897a-a16520d2962b" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
<p id="SE-dc0f5202-d466-44d4-9012-5357048fa23b" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-577603d7-1326-4e1e-9c5d-6f8d16284c8f" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-4ba055ef-5ea6-41c3-a3c6-ed525e865bd8" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a46a30d6-2c74-4d90-9b56-a2bceeac1434" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">자동차 파이낸스는 이자율로 판단하지 마세요!</span></p>
<p id="SE-4ba055ef-5ea6-41c3-a3c6-ed525e865bd8" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
<p id="SE-0a1dbcd2-1794-4688-958a-acd6b10cd030" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-b02f488d-28b5-4654-a646-9c9d82c8537a" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-ca1f11d9-79ce-4807-8cac-e02cae505422" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-45e8b6b3-7bb5-43a9-b4ef-2093334d1b1c" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">항상 repayment 금액이 얼마인지 체크하고 비교해 보시는게 진정한 프로</span><span id="SE-901553fc-8f97-43ba-ad22-8dfd241efdd5" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"> 입니다.</span></p>
<p id="SE-ca1f11d9-79ce-4807-8cac-e02cae505422" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
<p id="SE-06c02e42-4b14-429d-8e87-69e556e928f3" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f9bdb221-c4de-41c3-846b-c2224c820092" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-146dda80-3c8d-4ecd-a864-377e5e84fa17" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-910e6997-2b64-4e9b-936e-3715c1f09eb8" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">카론은 이자율로만 판단하시면, 나중에 실질적으로 이자율이 높은 상품보다 실질 갚는 금액이 더 큰 경우가 종종 있어서 손님을 케어하는 브로커를 만나는게 중요 합니다.</span></p>
<p id="SE-146dda80-3c8d-4ecd-a864-377e5e84fa17" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
<p id="SE-06ca3463-4b23-4530-a729-3a886186e166" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-f6f4ac5e-b441-44d6-a788-d9933e83ee90" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-9680828a-6a3e-419e-859e-9531bb61ab9a" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-60cf65b7-1970-4d04-b6aa-04021922b4a1" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff5f45;">비즈니스 카론, balloon 한번에 내셔야 한다면 이 또한 리파이낸스 가능 합니다.</span></p>
<p id="SE-9680828a-6a3e-419e-859e-9531bb61ab9a" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff5f45;">&nbsp;</span></p>
<p id="SE-f7576927-b19b-4c34-8e22-4aa792dc91f2" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-7b2f15b2-f6e1-4871-b342-ee0a578925fc" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff5f45;"></span></p>
<p id="SE-3cdc2664-30f8-4b86-a12b-f39fb001b226" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-85fda519-5bc0-45b2-a843-bb7f44a06aba" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">연락 주세요 항상 여러분을 지속적으로 케어 합니다.</span></p>
<p id="SE-b3cdfd7a-fbd5-49b7-9708-0cfcfc1876c3" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-80fd8d10-d60e-4a98-9bb2-81e9b1514fd7" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-7eedf86b-b7aa-46d7-8ae6-eb821e079fed" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-2b5348a5-76de-4b54-943a-fa54455733cc" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">개인사업자 소득증명이 어려워서 걱정되신다고요? 연락주세요</span></p>
<p id="SE-a6c83709-cb9c-4be9-bf27-abe3f6357371" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-57921367-bc65-419e-bea8-74c7fc1e0c5f" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">항상 해결책은 있습니다.</span></p>
<p id="SE-a6c83709-cb9c-4be9-bf27-abe3f6357371" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
<p id="SE-3923d8a6-8278-463e-b7f3-24704a580706" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-76727f9b-74af-4e13-96a5-9486bbe142f8" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;"></span></p>
<p id="SE-d33e5663-8599-4eac-bcf9-4c1e6f37f10a" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-de2c2790-fadb-4c90-beaf-75221f6fc314" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"><b>-----이자율과 달에 얼마정도를 갚아야 하나요?-----</b></span></p>
<p id="SE-d33e5663-8599-4eac-bcf9-4c1e6f37f10a" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"><b>&nbsp;</b></span></p>
<p id="SE-10a8a504-a425-4937-9719-e9ce9053f073" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-1b092caa-8e9f-45e7-a496-673afe77d57e" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"><b></b></span></p>
<p id="SE-ddd07a03-7c88-45ad-8dc7-d1629a0ebbae" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-e3aa01b4-83ec-424a-a465-112949fee1c5" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">-모든 금융기간은 먼저 손님들의 신용등급과 Risk level을 평가후 이자율을 승인 합니다.</span></p>
<p id="SE-ddd07a03-7c88-45ad-8dc7-d1629a0ebbae" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
<p id="SE-3415b7ba-b7b2-47a6-9337-95ee0e2c95d3" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-8fe045d8-3ea7-4dd9-ae20-ba019a9327c5" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-d667a1d7-15a6-4381-b75f-8b9c2f8923e2" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-5d6689bd-6a28-4f32-8858-b2d8177ab634" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">예를들면 집 소유여부, 구매 목적이 사업용인지 개인용인지, 현재 채무상황, 직장경력, Living expense 등을 모두 책정 합니다.</span></p>
<p id="SE-c6a3d371-ece7-42c9-b3d4-844759946ea3" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-5aedd6bd-4258-4197-8c3d-5242c66b5770" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-14d16280-2b2f-4624-99db-de9637decb4d" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-6f89b13b-dc81-4767-9bcf-3952d8f60faa" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">결과에 따라 application fee, equalization fee, risk fee, monthly fee등이 추가로 부과 되기도 해서 이자율이 낮다해도 실질 갚는 금액은 더 클수 있고, 이자율이 높다해도 실질 갚는 금액은 이자율이 낮은 상품과 같을 수 있습니다.</span></p>
<p id="SE-14d16280-2b2f-4624-99db-de9637decb4d" class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
<p id="SE-4d551fe7-9899-4c54-940f-31ddcb990f46" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-a22594ca-ab76-4ff2-b142-ec5c05dc3256" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"></span></p>
<p id="SE-31928dac-6270-4a54-8d72-7cb02883e7fa" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-28d535a2-dccf-4057-b9f6-5b247c760705" class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">전문가에게 미리 상담 받으시고 준비하세요.</span></p>
<p id="SE-31928dac-6270-4a54-8d72-7cb02883e7fa" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
<p id="SE-31928dac-6270-4a54-8d72-7cb02883e7fa" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">﻿<span data-input-buffer="INPUT_BUFFER_DATA;Mozilla%2F5.0%20(Windows%20NT%2010.0%3B%20Win64%3B%20x64)%20AppleWebKit%2F537.36%20(KHTML%2C%20like%20Gecko)%20Chrome%2F144.0.0.0%20Safari%2F537.36;blog.naver.com"></span></span></p>
<p id="SE-bd98105b-cab1-4c68-b523-019210f8a886" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-eed8251c-9439-47fe-8c06-74edad68d0d2" class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><mark><b>Jasper Yu (유영민JP)</b></mark></span></p>
<p id="SE-111c5f02-7b80-400a-bb59-490d7ce41f57" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-86ad8c83-ab14-42f6-afec-c512cbd9ada4" class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><mark><b>0466 110 334</b></mark></span></p>
<p id="SE-c7145454-e373-4c28-8bff-b79672840db9" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-3b6e41fa-a518-4a7d-9a9b-28ceed96d54f" class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><mark><b>카카오톡 ID: hardlock</b></mark></span></p>
<p id="SE-9e7adbc8-76a6-4da0-80b0-940168113c46" class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span id="SE-7fea3909-7385-419b-aea6-8185e4fd4370" class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #252525; background-color: #ffffff;"><mark><b>info@richhomeloan.com.au</b></mark></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">﻿</span></p>
﻿<p><img itemprop="image" content="http://okta.com.au/data/file/e03/2056529651_6YPMC0ot_7241fd271b75f3c00ed575d1bda333be14d200f2.jpg" src="http://okta.com.au/data/file/e03/2056529651_6YPMC0ot_7241fd271b75f3c00ed575d1bda333be14d200f2.jpg" alt="" class="img-tag img-tag "/></p>]]></description>
	<dc:creator>ollehoju</dc:creator>
		<dc:date>Tue, 17 Feb 2026 13:26:04 +0900</dc:date>
	</item>
	<item>
	<title>영어도 배우고 운동도 배우고 싶으신분들! (피트니스 퍼스트 플린더스, 빅가든, 모바일트레이닝)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=583</link>
	<description><![CDATA[<p><br /></p>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;
   <p><img itemprop="image" content="https://melbsky.com/data/editor/2602/20260217152308_f2ef16115200f1dcf0d9dd3cd5aacfc5_tp0m.jpg" src="https://melbsky.com/data/editor/2602/20260217152308_f2ef16115200f1dcf0d9dd3cd5aacfc5_tp0m.jpg" alt="Untitled-1.jpg" class="img-tag " style="width:800px;"/></p>
   </div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;"><img src="https://woorimel.com/uploads/cache/editor/2026/01/thumb-2169619021df2609fc4629ba1538082a_700x0.jpg" alt="" class="img-tag " style="width:300px;"/><img src="https://woorimel.com/uploads/cache/editor/2026/01/thumb-55ab6e7543435c2dea7714742f582499_700x0.jpg" alt="" class="img-tag " style="width:300px;"/><img src="https://woorimel.com/uploads/cache/editor/2026/01/thumb-2e36205a68cac2fd314550c9fc8fd945_700x0.jpg" alt="" class="img-tag " style="width:300px;"/></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">호주까지 와서 한국어만 쓰고 계신가요? 영어회화 연습도 하고 운동도 배우실수있게 피티제공해드리고 있습니다.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">멜번 시티 피트니스 퍼스트 플렌더스 스트리트 / 빅가든 / 멜번시티 5km안 모바일트레이닝을 제공하고있습니다.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">그룹 트레이닝부터 개인트레이닝까지 160분 이상을 가르친 경험이 있고, 각종 대회에서 시드니 챔피언 2023등 금메달등 우승한 경력이 있습니다.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">처음에 운동을 어떻게 시작해야할지 막막하신분들께 편안한 환경에서 운동하실수있게 도와드리고 있습니다.</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">개인의 목적과 환경에 따라서 맞춰 진행해드리고 있으니 운동 배우고싶은데 엄두가 안나셨던분들 기다리겠습니다 ^^</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">인스타그램 @jayden_1ee</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">모바일 0414961332&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;">Jayfitaustralia.com</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; font-family: Arial, sans-serif; font-size: 14px;"><a href="https://open.kakao.com/o/sm13mIWf" target="_blank" rel="noreferrer noopener" style="box-sizing: border-box; margin: 0px; padding: 0px; color: #000000; text-decoration: none;">https://open.kakao.com/o/sm13mIWf</a></div>]]></description>
	<dc:creator>제이든</dc:creator>
		<dc:date>Tue, 17 Feb 2026 13:23:49 +0900</dc:date>
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	<title>브랜드 맞춤 반응형 웹사이트·쇼핑몰 제작</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=582</link>
	<description><![CDATA[<p><span style="font-family: Arial;">안녕하세요.&nbsp; Studio Zinzi 입니다. </span></p>
<p><span style="font-family: Arial;">다년간의 실무경험을 바탕으로 Wix 및 Shopify를 사용한 비즈니스 맞춤형 반응형 웹사이트를 제작해드립니다. </span></p>
<p><span style="font-family: Arial;">Wix는 전 세계적으로 널리 사용되는 웹사이트 제작 플랫폼으로,글로벌 비즈니스에 최적화된 솔루션이며, </span></p>
<p><span style="font-family: Arial;">Shopify는 글로벌 판매에 특화된 쇼핑몰 플랫폼으로, 결제·배송·상품 관리가 체계적으로 구성된 전문 커머스 솔루션입니다. </span></p>
<p><span style="font-family: Arial;">웹사이트 제작이 처음이라 막막하시다면, 기획부터 디자인, 오픈까지 스튜디오 진지가 함께하겠습니다. 단순한 제작이 아닌, 고객님의 브랜드와 목적에 맞춘 전략적인 웹사이트를 완성해드립니다. <br /></span></p>
<p><span style="font-family: Arial;">언제든지 편하게 무료상담 문의해주세요.</span></p>
<p><span style="font-family: Arial;">email : info@studiozinzi.com</span></p>
<p><span style="font-family: Arial;">kakao open chat link : https://open.kakao.com/o/sGGiPIgi</span></p>
<p><br /></p>
<p><br /></p>
<p><span style="font-family: Arial;">■ Wix &amp; Shopify 제작 방식 안내</span></p>
<p><span style="font-family: Arial;">-Wix Editor 일반 사용자도 쉽게 관리할 수 있는 방식으로, 유지보수가 편리합니다. 데스크탑과 모바일 버전을 각각 최적화하여 맞춤 제작해드립니다.</span></p>
<p><span style="font-family: Arial;">- Wix Studio 전문가용 반응형 제작 방식으로, 다양한 기기 환경에 자동 대응합니다. 데스크탑, 노트북, 태블릿, 모바일 등 모든 화면 사이즈에서 완벽하게 보이는 반응형 웹사이트를 제작해드립니다.</span></p>
<p><span style="font-family: Arial;">- Shopify(쇼피파이) 쇼핑몰 제작 온라인 쇼핑몰 구축 서비스로, 상품 등록, 결제 시스템, 배송 설정, 기본 운영 구조 까지 포함하여 브랜드에 맞는 쇼핑몰을 맞춤 제작해드립니다.</span></p>
<p><br /></p>
<p><span style="font-family: Arial;">■ 이런 분들께 추천드립니다</span></p>
<p><span style="font-family: Arial;">- 처음 웹사이트 또는 쇼핑몰을 제작하시는 분</span></p>
<p><span style="font-family: Arial;">- 직접 관리가 가능한 사이트와 쇼핑몰을 원하시는 분</span></p>
<p><span style="font-family: Arial;">- 브랜드 이미지에 맞는 맞춤 디자인을 원하시는 분</span></p>
<p><br /></p>
<p><span style="font-family: Arial;">■ 서비스 특징</span></p>
<p><span style="font-family: Arial;">- 템플릿 사용이 아닌 100% 맞춤 디자인</span></p>
<p><span style="font-family: Arial;">- 기기별 최적화 (데스크탑 / 태블릿 / 모바일)</span></p>
<p><span style="font-family: Arial;">- 기본 SEO 설정 제공</span></p>
<p><span style="font-family: Arial;">- Wix 및 Shopify 관리자 사용 방법 간단 안내</span></p>
<p><br /></p>
<p><span style="font-family: Arial;">■ 추가 제작 가능 항목(※추가 비용이 발생할 수 있습니다)</span></p>
<p><span style="font-family: Arial;">- 로고 디자인</span></p>
<p><span style="font-family: Arial;">- 배너 및 상세페이지 디자인</span></p>
<p><span style="font-family: Arial;">- 영상 디자인</span></p>
<p><span style="font-family: Arial;">- 이미지 보정 및 제작</span></p>
<p><span style="font-family: Arial;">- 콘텐츠 구성 및 디자인 가이드</span></p>
<p><span style="font-family: Arial;">* 그 외 추가 요청사항 상담 요청  </span></p>
<p><br /></p>
<p><span style="font-family: Arial;">- 작업 소요 기간: 웹사이트에 들어갈 자료 모두 전달 받은 후 1주-3주 정도 소요. 자료를 빨리 전달해 주실수록 웹사이트 제작 기간이 단축됩니다.</span></p>
<p><span style="font-family: Arial;">※ 안내: 웹사이트 제작 비용과는 별도로 Wix/Shopify 플랫폼 사용료 및 도메인 연회비가 매년 발생하며, 이는 의뢰인께서 직접 납부·관리하셔야 합니다.</span></p>
<p><span style="font-family: Arial;">※ 작업은 원격으로 진행되며, 상담과 문의는 비대면으로만 가능합니다.</span></p>
<p><br /></p>
<p><span style="font-family: Arial;">■ 의뢰 시 준비사항</span></p>
<p><span style="font-family: Arial;">- 기업 로고 파일 (없을 경우 디자인 가능)</span></p>
<p><span style="font-family: Arial;">- 웹사이트 또는 쇼핑몰에 들어갈 내용 정리 (PPT, 문서 등)</span></p>
<p><span style="font-family: Arial;">- 사용할 이미지 또는 자료 파일</span></p><p><img itemprop="image" content="http://okta.com.au/data/file/e03/1949178947_ZYudv63z_93097382cd144f4b0f8052fb3354c4c523cb56f6.jpg" src="http://okta.com.au/data/file/e03/1949178947_ZYudv63z_93097382cd144f4b0f8052fb3354c4c523cb56f6.jpg" alt="" class="img-tag img-tag "/></p>]]></description>
	<dc:creator>studiozinzi</dc:creator>
		<dc:date>Mon, 16 Feb 2026 13:53:35 +0900</dc:date>
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	<title>호주 빅토리아 운전면허 ( 멜번 초보 운전연수 )!!! 진 운전 전문학원과 쉽고!! 빠르게!! 취득 하세요 ( 다양한 파격 할인 패키지 )</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=581</link>
	<description><![CDATA[<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><img itemprop="image" content="https://woorimel.com/uploads/cache/editor/2022/08/thumb-f67b9054f96e0635ff107b55cd848d4b_700x0.jpg" src="https://woorimel.com/uploads/cache/editor/2022/08/thumb-f67b9054f96e0635ff107b55cd848d4b_700x0.jpg" alt="" class="img-tag " style="width:668px;"/></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #e74c3c;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 20px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">최고의 합격율!!! 빠른 면허 취득!!! 초보 운전연수!!! Since 2007!!! 빅토리아(멜번)!!!</span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #2980b9;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 20px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">다양한 파격 할인 패키지를 제공합니다.&nbsp;<span style="box-sizing: border-box; margin: 0px; padding: 0px; background-color: #bdc3c7;">면허시험 동행 확인 하세요......</span></span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #2980b9;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 20px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">망설이지 말고 전화 주세요 !!!</span></span></span><br style="box-sizing: border-box; margin: 0px; padding: 0px;" /><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 48px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #e74c3c;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">0422 152 395</span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;"># Jin Driving School # 한인 운전학원 # Victoria Melbourne #빅토리아 운전면허</span></div>]]></description>
	<dc:creator>진운전학원</dc:creator>
		<dc:date>Fri, 13 Feb 2026 16:52:43 +0900</dc:date>
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	<title>멜버른 한인 심리상담 &amp; 미술치료 (성인)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=580</link>
	<description><![CDATA[<p style="text-align:center;">"아직 혼자 견디고 계신가요?"&nbsp;</p>
<p style="text-align:center;">내담자 중심 심리상담 '문글로우 내면 여행'&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">한국어로 마음속 깊은 이야기를 나누고 싶으셨나요?&nbsp;</p>
<p style="text-align:center;">GP와의 짧은 상담으론 부족하고, 주변에 털어놓을 사람이 없어 답답하셨나요?&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">✔️ 가족, 연인과의 갈등이 반복되고&nbsp;</p>
<p style="text-align:center;">✔️ 여러 상담과 솔루션을 시도해봤지만 근본적인 변화는 없고&nbsp;</p>
<p style="text-align:center;">✔️ 트라우마가 여전히 일상을 흔들고&nbsp;</p>
<p style="text-align:center;">✔️ 우울, 불안, 외로움이 떠나지 않는다면&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">이제 더 깊은 곳에서 답을 찾아볼 시간입니다.&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">✨ 문글로우만의 특별한 접근&nbsp;</p>
<p style="text-align:center;">무의식 기반 심층 치유&nbsp;</p>
<p style="text-align:center;">약물치료나 일반 대화 상담에서 건드리지 못한 내면 깊숙한 곳, 그곳에서 진짜 답을 함께 찾습니다.&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">내담자 중심, 강요 없는 변화&nbsp;</p>
<p style="text-align:center;">일방적인 조언 대신, 스스로 깨닫고 변화할 수 있도록 안전하게 동행합니다.&nbsp;</p>
<p style="text-align:center;">진정한 변화는 '남이 시켜서'가 아니라 '내가 깨달았을 때' 시작됩니다.&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">증상이 아닌 뿌리를 치유&nbsp;</p>
<p style="text-align:center;">몸과 마음에 남아있는 파편까지—근본적인 해결을 시도합니다.&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">✨ 2월 한정 특별 혜택&nbsp;</p>
<p style="text-align:center;">즉시 상담 가능 | 2월 한 달간 대면(Mentone) 및 비대면 상담&nbsp;</p>
<p style="text-align:center;">상담비 동결 | 2월 인연 맺은 분들께 올해 내내 인상 없이 유지&nbsp;</p>
<p style="text-align:center;">3~5월 휴식기 | 재충전 후 6월 재개 (현재 6월 이후 사전예약 선착순 진행 중)&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">✨상담 분야 (주요)&nbsp;</p>
<p style="text-align:center;">우울 | 불안 | 외로움 | 트라우마&nbsp;</p>
<p style="text-align:center;">스트레스 &amp; 번아웃 | 부부/가족 갈등&nbsp;</p>
<p style="text-align:center;">중요한 결정 고민 | 내면아이 치유 | 자기 탐구&nbsp;</p>
<p style="text-align:center;"><br /></p>
<p style="text-align:center;">✨상담 안내&nbsp;&nbsp;</p>
<p style="text-align:center;">대상: 성인 심리상담 및 미술치료 (개인 맞춤형)&nbsp;&nbsp;</p>
<p style="text-align:center;">방식: 대면(Mentone, VIC) 또는 온라인 화상 상담</p>
<p style="text-align:center;">&nbsp;</p>
<p style="text-align:center;">상담 문의 및 예약:</p>
<p style="text-align:center;">카카오톡 채널: 문글로우 내면 여행</p>
<p style="text-align:center;">연락처: 0413 978 853 (상담 중일 수 있으니, 문자 남겨 주세요)</p>
<p style="text-align:center;">홈페이지: www.moonglowinnerjourney.com/ko/home</p>
<p style="text-align:center;">인스타그램: @moonglow_inner_journey</p>
<p>&nbsp;</p>
<p style="text-align:center;"><span style="background-color:#ffffff;font-family:'Malgun Gothic', dotum, sans-serif;"></span></p>
<p style="text-align:center;">&nbsp;</p><p><img itemprop="image" content="http://okta.com.au/data/file/e03/1962882369_IkRrNDUu_41740f2e465747004f2818c660a41839b62c45e7.png" src="http://okta.com.au/data/file/e03/1962882369_IkRrNDUu_41740f2e465747004f2818c660a41839b62c45e7.png" alt="" class="img-tag img-tag "/></p><p><img src="http://okta.com.au/data/file/e03/1962882369_a27bABuQ_fc282df61596967bd2a9b1e599635a63c1729833.png" alt="" class="img-tag img-tag "/></p><p><img src="http://okta.com.au/data/file/e03/1962882369_Hwp3y0bG_d8216d75ff7ed42f5aaf7a3fed1f419681739008.png" alt="" class="img-tag img-tag "/></p>]]></description>
	<dc:creator>문글로우</dc:creator>
		<dc:date>Tue, 10 Feb 2026 15:06:36 +0900</dc:date>
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	<title>[7년 전 가격] $395 월~토 동일가 - 멜버른 서류 예식(Legal Only)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=579</link>
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                                                            [공지] 멜버른 교민을 위한 '7년 전 가격' 특별 서류 예식 서비스 ????
안녕하세요, 멜버른에서 7년째 한인 커뮤니티와 현지 다문화 가정을 섬기며 예식을 진행해 온 멜버른 한인 주례사입니다.
최근 계속되는 고물가와 어려운 경제 상황 속에서 교민분들의 짐을 조금이라도 덜어드리고자, 가격을 7년 전 수준으로 전격 인하하였습니다. 멜버른 시내 거주자를 포함하여 전 지역 모든 분께 특별한 가격으로 '서류 예식'을 도와드립니다.
✨ 이런 분들께 강력 추천합니다!
실속형 예식: 복잡하고 비싼 결혼식 대신 법적 절차(Legals-only)를 정확하게 마치고 싶으신 분
프라이빗 예식: 자택 베란다나 공원에서 하객 10명 내외와 오붓하게 예식을 올리실 분
검증된 베테랑: 한국어와 현지 정서에 능숙한 7년 차 주례사의 꼼꼼한 케어를 원하시는 분
???? 특별 혜택가: $395 (월~토 동일)
혼인 신고 의향서(NOIM) 접수 비용까지 모두 포함된 파격적인 가격입니다!
???? 서비스 상세 내용
NOIM 접수: 혼인 신고 의향서 대행 및 상담 포함 (준비 서류 완벽 가이드)
서류 예식: 법적 필수 문구 낭독 및 품격 있는 예식 진행
BDM 등록: 빅토리아 주 정부 혼인 등록 절차 대행
리허설 포함: 당일 긴장감을 덜어드리는 간단한 사전 리허설 무료 포함 (※ 주 정부 발행 공식 결혼 증명서 신청비는 별도)
???? 예식 장소 옵션
프라이빗 베란다: 풋스크레이, 포트 멜버른 등 멋진 뷰의 자택 베란다
전용 사무실: 오클리(Oakleigh) 소재 사무실 이용 가능 (실내 예식 선호 시)
공공 장소: 멜버른 시내(CBD) 주요 공원 및 정원 에서도 가능 
???? 카카오톡 문의
ID: calebau65</span></div>
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                                                      <div jscontroller="XHXkqb" data-ed="%.@.&quot;https://search.google.com/local/posts?q=Caleb+The+Asian+Celebrant+%ED%95%9C%EC%9D%B8+%EC%A3%BC%EB%A1%80%EC%82%AC&amp;ludocid=10749979358236860937&amp;lpsid=CIHM0ogKEPzKkKXB8tiRIA&amp;source=sh/x/localposts/m1/1&amp;lsig=AB86z5U_WvP_aSzWhkrRGivmiIbE&amp;shndl=-1&quot;,&quot;Caleb The Asian Celebrant 한인 주례사 on Google:&quot;,&quot;See the latest post from Caleb The Asian Celebrant 한인 주례사 on Google&quot;,null,null,null,[null,null,null,null,null,49,1,1],2]" data-sf="49" data-sm="1" data-sp="1" data-shem="" data-ct="2" soy-skip="" ssk="6:pQfBBe"><span jsaction="RiZTIb;JIbuQc:RiZTIb" class="fybvlc" role="button" tabindex="0" jsname="YOuPgf" data-ved="0CBEQ7qYCahcKEwjI1_-kgcKSAxUAAAAAHQAAAAAQEA" data-hveid="17" aria-label="Share" style="display: flex; outline: 0px;"><svg viewBox="0 0 24 24" focusable="false" class="Yhx5te QZmrB" height="24px" width="24px"><path d="M0 0h24v24H0z" fill="none"></path><path d="M18 16.08c-.76 0-1.44.3-1.96.77L8.91 12.7c.05-.23.09-.46.09-.7s-.04-.47-.09-.7l7.05-4.11c.54.5 1.25.81 2.04.81 1.66 0 3-1.34 3-3s-1.34-3-3-3-3 1.34-3 3c0 .24.04.47.09.7L8.04 9.81C7.5 9.31 6.79 9 6 9c-1.66 0-3 1.34-3 3s1.34 3 3 3c.79 0 1.5-.31 2.04-.81l7.12 4.16c-.05.21-.08.43-.08.65 0 1.61 1.31 2.92 2.92 2.92 1.61 0 2.92-1.31 2.92-2.92s-1.31-2.92-2.92-2.92z"></path></svg></span></div>
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	<dc:creator>TheKoreanCelebrant</dc:creator>
		<dc:date>Thu, 05 Feb 2026 18:32:59 +0900</dc:date>
	</item>
	<item>
	<title>이민 신청  $395 월~토 동일가 - 멜버른 서류 예식(Legal Only)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=578</link>
	<description><![CDATA[<p><img itemprop="image" content="https://melbsky.com/data/editor/2602/20260205202449_cff30409c9625733140fb4eddf41a753_uphm.jpg" src="https://melbsky.com/data/editor/2602/20260205202449_cff30409c9625733140fb4eddf41a753_uphm.jpg" alt="IMG_1639.jpg" class="img-tag " style="width:800px;"/></p>
<p>&nbsp;</p>
<p><img src="https://melbsky.com/data/editor/2602/20260205202520_cff30409c9625733140fb4eddf41a753_7fja.jpg" alt="IMG_1684.jpg" class="img-tag " style="width:800px;"/></p>
<p>&nbsp;</p>
<p><img src="https://melbsky.com/data/editor/2602/20260205202622_cff30409c9625733140fb4eddf41a753_xadq.jpg" alt="Everyone Toss Reception .jpg" class="img-tag " style="width:800px;"/></p>
<p>&nbsp;</p>
<p><img src="https://melbsky.com/data/editor/2602/20260205202649_cff30409c9625733140fb4eddf41a753_fclr.jpg" alt="Caleb" class="img-tag " style="width:800px;"/></p>
<p>&nbsp;</p>
<p><img src="https://melbsky.com/data/editor/2602/20260205202707_cff30409c9625733140fb4eddf41a753_90sn.jpg" alt="IMG_2235 looking side.jpg" class="img-tag " style="width:800px;"/></p>
<p><span style="color: #1f1f1f; font-family: Roboto, &quot;Helvetica Neue&quot;, Arial, sans-serif; font-size: 14px; white-space-collapse: preserve; background-color: #ffffff;">[공지] 멜버른 교민을 위한 '7년 전 가격' 특별 이민 신청 서류 예식 서비스 ????
안녕하세요, 멜버른에서 7년째 한인 커뮤니티와 현지 다문화 가정을 섬기며 예식을 진행해 온 멜버른 한인 주례사입니다.
최근 계속되는 고물가와 어려운 경제 상황 속에서 교민분들의 짐을 조금이라도 덜어드리고자, 가격을 7년 전 수준으로 전격 인하하였습니다. 멜버른 시내 거주자를 포함하여 전 지역 모든 분께 특별한 가격으로 '서류 예식'을 도와드립니다.
✨ 이런 분들께 강력 추천합니다!
실속형 예식: 복잡하고 비싼 결혼식 대신 법적 절차(Legals-only)를 정확하게 마치고 싶으신 분
프라이빗 예식: 자택 베란다나 공원에서 하객 10명 내외와 오붓하게 예식을 올리실 분
검증된 베테랑: 한국어와 현지 정서에 능숙한 7년 차 주례사의 꼼꼼한 케어를 원하시는 분
???? 특별 혜택가: $395 (월~토 동일)
혼인 신고 의향서(NOIM) 접수 비용까지 모두 포함된 파격적인 가격입니다!
???? 서비스 상세 내용
NOIM 접수: 혼인 신고 의향서 대행 및 상담 포함 (준비 서류 완벽 가이드)
서류 예식: 법적 필수 문구 낭독 및 품격 있는 예식 진행
BDM 등록: 빅토리아 주 정부 혼인 등록 절차 대행
리허설 포함: 당일 긴장감을 덜어드리는 간단한 사전 리허설 무료 포함 (※ 주 정부 발행 공식 결혼 증명서 신청비는 별도)</span></p>
<p><span style="color: #1f1f1f; font-family: Roboto, &quot;Helvetica Neue&quot;, Arial, sans-serif; font-size: 14px; white-space-collapse: preserve; background-color: #ffffff;">&nbsp;</span></p>
<p><span style="color: #1f1f1f; font-family: Roboto, &quot;Helvetica Neue&quot;, Arial, sans-serif; font-size: 14px; white-space-collapse: preserve; background-color: #ffffff;">*** 별도 이민 신청 Off Shore 동반자 초청을 위한 Celebrant's Evidence of Notice Letter 서비스도 가능함.
???? 예식 장소 옵션
프라이빗 베란다: 풋스크레이, 포트 멜버른 등 멋진 뷰의 자택 베란다
전용 사무실: 오클리(Oakleigh) 소재 사무실 이용 가능 (실내 예식 선호 시)
공공 장소: 멜버른 시내(CBD) 주요 공원 및 정원 에서도 가능 
???? 카카오톡 문의
ID: calebau65</span></p>]]></description>
	<dc:creator>TheKoreanCelebrant</dc:creator>
		<dc:date>Thu, 05 Feb 2026 18:27:30 +0900</dc:date>
	</item>
	<item>
	<title>호주 워킹홀리데이 · 유학생 필수 통신사, TELSTRA {학생할인!!}</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=577</link>
	<description><![CDATA[<p><img itemprop="image" content="http://okta.com.au/data/file/e03/984146450_vb3WkK9e_47f07bc59c3d2cda4fc0de600ff03de38b595a39.png" src="http://okta.com.au/data/file/e03/984146450_vb3WkK9e_47f07bc59c3d2cda4fc0de600ff03de38b595a39.png" alt="" class="img-tag img-tag "/></p><p><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">호주에서 가장 넓은 커버리지와 안정적인 속도를 자랑하는 Telstra</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">도시부터 농장·외곽 지역까지 신호가 안정적이라</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">워킹홀리데이 &amp; 유학생 분들께 특히 인기가 많아요.</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">-&gt; 학생 전용 Telstra Monthly 요금제 프로모션 진행 중!</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">✔ Basic 플랜</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">50GB ~$70 → $55</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">✔ Essential 플랜</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">180GB ~$80 → $65</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">✔ Premium 플랜</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">300GB ~$99 → $84</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">-&gt; 학생 장기간 선불 요금제 현재 20% OFF!</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">✔ 6개월 140GB – $180 -&gt; $144</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">✔ 12개월 300GB – ~$350 → $280</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">-&gt; 학생 와이파이 플랜 프로모션</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">*첫 달 $1 특가 진행 중*</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">Telstra Partner D Station</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">한국인 직원 상주 ✨ 100% 한국어 상담 가능</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">영어가 불편해도 가입부터 사용까지 걱정 없이 도와드려요!</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">&lt;멜버른 3개 지점 운영&gt;</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">• Melbourne CBD</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">• Carnegie</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">• Bundoora</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">매장 방문 전 예약 가능</span></p>
<p><span style="background-color: #ffffff; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif;">온라인 상담 KakaoTalk ID : telstra.dstation</span></p>
<p><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">호주 생활의 시작, 통신부터 제대로.</span><br style="box-sizing: border-box; font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;" /><span style="font-family: &quot;Malgun Gothic&quot;, dotum, sans-serif; background-color: #ffffff;">Telstra는 D Station에서!</span></p>]]></description>
	<dc:creator>telstradstation</dc:creator>
		<dc:date>Wed, 28 Jan 2026 08:19:59 +0900</dc:date>
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	<item>
	<title>TELSTRA 한정 프로모션 안내 (2월 23일까지!)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=576</link>
	<description><![CDATA[<p><img itemprop="image" content="http://okta.com.au/data/file/e03/984146450_9QIqFaZB_6e3d103be5a70e3984bae2bc6a5746faf22f0c50.png" src="http://okta.com.au/data/file/e03/984146450_9QIqFaZB_6e3d103be5a70e3984bae2bc6a5746faf22f0c50.png" alt="" class="img-tag img-tag "/></p><p>호주 최고의 네트워크, <strong>Telstra</strong>에서 지금 놓치면 아쉬운 <strong>기간 한정 스페셜 오퍼</strong>가 시작됐습니다.</p>
<p>
유학생, 워킹홀리데이, 여행자 모두에게 딱 맞는 요금제를 지금 더 합리적인 가격으로 만나보세요.</p>
<p>&nbsp;</p>
<p><strong>포스트페이드 월 요금제 (Postpaid Mobile Plan)</strong><br />
데이터 걱정 없이 쓰고 싶은 분들께 추천!<br />
기존 <strong>300GB / 월 $99 → 지금 $79</strong><br />
대용량 데이터로 스트리밍, 내비게이션, 업무까지 여유롭게 사용 가능하며<br />
호주 내 <strong>무제한 통화 &amp; 문자</strong> 포함입니다.</p>
<p>&nbsp;</p>
<p><strong>✈️ 여행자에게 가장 인기! 프리페이드 심카드 (Prepaid SIM)</strong><br />
단기 체류, 워홀러, 여행객에게 완벽한 선택<br />
• <strong>45GB / $39 → 지금 $13 (28일 사용)</strong><br />
• <strong>300GB / $350 → 지금 $310 (1년 사용)</strong><br />
모든 프리페이드 요금제 역시 <strong>호주 내 무제한 통화 &amp; 문자</strong>가 포함되어 있어요.</p>
<p>&nbsp;</p>
<p>Telstra는 호주 전역에서 가장 안정적인 커버리지와 빠른 속도로<br />
도시부터 외곽 지역까지 안심하고 사용할 수 있는 네트워크입니다.<br />
특히 영어가 불편한 분들을 위해 <strong>한국어 상담도 가능</strong>해 처음 호주에 오신 분들도 부담 없이 가입하실 수 있어요.</p>
<p>&nbsp;</p>
<p><strong>프로모션 기간: 지금부터 2월 23일까지</strong><br /><br /></p>
<p>-&gt; 방문 상담 또는 온라인 상담 예약 가능<br />
카카오톡 상담: <strong>telstra.dstation</strong></p>
<p><strong>&nbsp;</strong></p>
<p>지금 가장 좋은 가격으로 Telstra를 경험해보세요.</p>
<p><br /></p>]]></description>
	<dc:creator>telstradstation</dc:creator>
		<dc:date>Wed, 28 Jan 2026 07:51:26 +0900</dc:date>
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	<title>[신년 맞이 필라테스 1:1 개인레슨 프로모션]101 필라테스 신년맞이 프라이빗 할인!</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=575</link>
	<description><![CDATA[<p>&nbsp;</p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';"></span></p>
<p><font face="맑은 고딕, Malgun Gothic"><br /></font></p>
<p><font face="맑은 고딕, Malgun Gothic">2026 1:1 필라테스 개인레슨 프로모션&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic">멜버른 시내 접근성이 편한 101 필라테스에서&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic">새해 기념으로 한인분들 대상 1:1개인수업 할인 진행합니다!&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic"><br /></font></p>
<p><font face="맑은 고딕, Malgun Gothic">필라테스는 기본적으로 호흡과 정렬, 코어 강화를 중심으로 한 운동입니다!&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic"><br /></font></p>
<p><font face="맑은 고딕, Malgun Gothic">운동 목표에 따라 한국에서 오신 경력있는 강사진(최소3년이상의 경력을 가지고 있습니다)들과 함께 단계별로 운동이 가능하고,&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic">허리/어깨/목 통증 완화 등 재활치료의 기능을 기본으로&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic">무리 없이 내 몸에 맞는 운동을 경험해보세요</font></p>
<p><font face="맑은 고딕, Malgun Gothic"><br /></font></p>
<p><font face="맑은 고딕, Malgun Gothic">다이어트를 원한다면 10회에는 라인부터 달라짐을 느끼게 될거에요 :)&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic">!!현재 회원중 10월부터 필라테스와 적당한 식단을 시작해 15키로를 감량한 분도 계십니다!&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic"><br /></font></p>
<p><font face="맑은 고딕, Malgun Gothic">1:1 개인수업은 현재 회원님의 몸 상태를 파악해 운동이 진행되기 때문에&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic">훨씬 빠르고 정확하게 목표 효과를 볼 수 있습니다!&nbsp;</font></p>
<p><font face="맑은 고딕, Malgun Gothic"><br /></font></p>
<p><font face="맑은 고딕, Malgun Gothic">신년 첫구매 회원 할인 혜택</font></p>
<p><font face="맑은 고딕, Malgun Gothic"><span style="white-space:normal;"><span style="white-space:pre;"></span>•<span style="white-space:pre;"></span>10세션 구매 시 → $50 할인</span></font></p>
<p><font face="맑은 고딕, Malgun Gothic"><span style="white-space:normal;"><span style="white-space:pre;"></span>•<span style="white-space:pre;"></span>20세션 구매 시 → $100 할인</span></font></p>
<p><font face="맑은 고딕, Malgun Gothic"><br /></font></p>
<p><font face="맑은 고딕, Malgun Gothic">추가 문의 사항이 있으시면 스튜디오로 편하게 연락주세요 (한국인 직원 상주중입니다!) 감사합니다&nbsp;&nbsp;</font><span style="font-family:'맑은 고딕', 'Malgun Gothic';">&nbsp;</span></p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';">&nbsp;</span></p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';">&nbsp;</span></p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';">오픈채팅:&nbsp;https://open.kakao.com/o/saogUyDg</span></p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';">카카오톡 아이디:101pilates.au</span></p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';">101 필라테스 전화번호:&nbsp;</span><a href="https://www.google.com/search?q=101+pilates&amp;rlz=1C5CHFA_enAU1118AU1139&amp;oq=&amp;gs_lcrp=EgZjaHJvbWUqCQgBECMYJxjqAjIJCAAQIxgnGOoCMgkIARAjGCcY6gIyCQgCECMYJxjqAjIJCAMQIxgnGOoCMgkIBBAjGCcY6gIyCQgFECMYJxjqAjIJCAYQIxgnGOoCMgkIBxAjGCcY6gLSAQkxNjYxajBqMTWoAgiwAgHxBeP73Z52v3tK&amp;sourceid=chrome&amp;ie=UTF-8#" target="_blank" style="color:#1a0dab;font-size:14px;background-color:#ffffff;" rel="noreferrer"><span style="font-family:'맑은 고딕', 'Malgun Gothic';">0414 934 804</span></a></p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';">&nbsp;</span></p>
<p><span style="font-family:'맑은 고딕', 'Malgun Gothic';">&nbsp;</span></p><p><img itemprop="image" content="http://okta.com.au/data/file/e03/978630754_ognQWkAv_2b6966904c7fff00d3d5ceb6badbe82a2ab1783f.jpg" src="http://okta.com.au/data/file/e03/978630754_ognQWkAv_2b6966904c7fff00d3d5ceb6badbe82a2ab1783f.jpg" alt="" class="img-tag img-tag "/></p><p><img src="http://okta.com.au/data/file/e03/978630754_t7KICg0c_90beb10281ddbdea482281246d3265d6a527c0b0.png" alt="" class="img-tag img-tag "/></p><p><img src="http://okta.com.au/data/file/e03/978630754_SGH5qp9u_99a79b2bd674b02fa45e07289bb93c6288e1a6c2.png" alt="" class="img-tag img-tag "/></p>]]></description>
	<dc:creator>trainer</dc:creator>
		<dc:date>Fri, 23 Jan 2026 15:23:43 +0900</dc:date>
	</item>
	<item>
	<title>새차 매매</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=574</link>
	<description><![CDATA[<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">????신차 문의 환영????</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">안녕하세요 여러분!</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">
   <div style="box-sizing: border-box; margin: 0px; padding: 0px;">현대 · 미쓰비시 · 스즈키 · GWM · 닛산 · 지리</div>
   <div style="box-sizing: border-box; margin: 0px; padding: 0px;">인기 글로벌 브랜드 신차를<br style="box-sizing: border-box; margin: 0px; padding: 0px;" />합리적인 가격 + 빠른 출고로 만나보세요.</div>
   <div style="box-sizing: border-box; margin: 0px; padding: 0px;">&nbsp;</div>
   <ul style="box-sizing: border-box; margin: 0px 0px 10px; padding: 0px 40px;">
      <li style="box-sizing: border-box; margin: 0px; padding: 0px; list-style: inherit; text-align: -webkit-match-parent;">다양한 최신형 차량을 보유하고 있습니다.</li>
      <li style="box-sizing: border-box; margin: 0px; padding: 0px; list-style: inherit; text-align: -webkit-match-parent;">신차 할인 &amp; 금융 상담 가능</li>
      <li style="box-sizing: border-box; margin: 0px; padding: 0px; list-style: inherit; text-align: -webkit-match-parent;">친절한 상담, 간편한 문의</li>
      </ul>
   <div style="box-sizing: border-box; margin: 0px; padding: 0px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">지금 바로 문의하세요!</span><br style="box-sizing: border-box; margin: 0px; padding: 0px;" />원하시는 차, 바로 찾아드립니다.</div>
   </div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">
   <p style="box-sizing: border-box; margin-bottom: 10px; padding: 0px;">????&nbsp;<span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">전화 또는 카카오톡:</span>&nbsp;0426 543 151<br style="box-sizing: border-box; margin: 0px; padding: 0px;" />????&nbsp;<span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">이메일:</span>&nbsp;<a style="box-sizing: border-box; margin: 0px; padding: 0px; background-color: transparent; color: #0782c1; text-decoration-line: underline;">youjin.kim@ralphdsilva.com.au</a><br style="box-sizing: border-box; margin: 0px; padding: 0px;" />????&nbsp;<span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">현대 쇼룸 방문</span></p>
   <p style="box-sizing: border-box; margin-bottom: 10px; padding: 0px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">주소:</span>&nbsp;573–603 High St, Preston VIC 3072<br style="box-sizing: border-box; margin: 0px; padding: 0px;" />???? 방문 시 유진(<span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">Youjin)</span>을 찾아주세요!</p>
   <p style="box-sizing: border-box; margin-bottom: 10px; padding: 0px;">지금 바로 편하게 연락 주세요!</p>
   <p style="box-sizing: border-box; margin-bottom: 10px; padding: 0px;">감사합니다!</p>
   </div>]]></description>
	<dc:creator>KimRDS</dc:creator>
		<dc:date>Wed, 14 Jan 2026 10:10:11 +0900</dc:date>
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	<item>
	<title>영어도 배우고 운동도 배우고 싶으신분들! (피트니스 퍼스트 플린더스, 빅가든, 모바일트레이닝)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=572</link>
	<description><![CDATA[<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">
   <p><img itemprop="image" content="https://melbsky.com/data/editor/2601/20260113191912_1192eac5b58d7d619835da03e7a4be92_ng3w.jpg" src="https://melbsky.com/data/editor/2601/20260113191912_1192eac5b58d7d619835da03e7a4be92_ng3w.jpg" alt="smaller.jpg" class="img-tag " style="width:800px;"/></p>
   <br /></div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;"><img src="https://woorimel.com/uploads/cache/editor/2026/01/thumb-2169619021df2609fc4629ba1538082a_700x0.jpg" alt="" class="img-tag " style="width:300px;"/><img src="https://woorimel.com/uploads/cache/editor/2026/01/thumb-55ab6e7543435c2dea7714742f582499_700x0.jpg" alt="" class="img-tag " style="width:300px;"/><img src="https://woorimel.com/uploads/cache/editor/2026/01/thumb-2e36205a68cac2fd314550c9fc8fd945_700x0.jpg" alt="" class="img-tag " style="width:300px;"/></div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">호주까지 와서 한국어만 쓰고 계신가요? 영어회화 연습도 하고 운동도 배우실수있게 피티제공해드리고 있습니다.</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">멜번 시티 피트니스 퍼스트 플렌더스 스트리트 / 빅가든 / 멜번시티 5km안 모바일트레이닝을 제공하고있습니다.</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">그룹 트레이닝부터 개인트레이닝까지 160분 이상을 가르친 경험이 있고, 각종 대회에서 시드니 챔피언 2023등 금메달등 우승한 경력이 있습니다.</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">처음에 운동을 어떻게 시작해야할지 막막하신분들께 편안한 환경에서 운동하실수있게 도와드리고 있습니다.</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">개인의 목적과 환경에 따라서 맞춰 진행해드리고 있으니 운동 배우고싶은데 엄두가 안나셨던분들 기다리겠습니다 ^^</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">인스타그램 @jayden_1ee</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">모바일 0414961332&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">&nbsp;</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">Jayfitaustralia.com</div>
<div style="margin:0px;padding:0px;color:#333333;font-family:NanumSquare, 'AppleSDGothicNeo-Regular', 'Malgun Gothic', '맑은 고딕', dotum, '돋움', sans-serif;font-size:14px;">
   <p><a href="https://open.kakao.com/o/sPVMJibi" target="_blank" data-saferedirecturl="https://www.google.com/url?q=https://open.kakao.com/o/sPVMJibi&amp;source=gmail&amp;ust=1768379445981000&amp;usg=AOvVaw3dqNuTddF_pMxVhTIQRLfg" style="color: #1155cc; font-family: Arial, Helvetica, sans-serif;">https://open.kakao.com/o/<wbr />sPVMJibi</a></p>
   </div>]]></description>
	<dc:creator>제이든</dc:creator>
		<dc:date>Tue, 13 Jan 2026 17:19:25 +0900</dc:date>
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	<title>반영구 눈썹타투 모델구해요</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=571</link>
	<description><![CDATA[<p data-start="49" data-end="71">✨ <strong data-start="51" data-end="67">눈썹 반영구 모델 모집</strong> ✨</p>
<p data-start="49" data-end="71">&nbsp;</p>
<p data-start="73" data-end="124">아침마다 눈썹 그릴 필요 없이, 완벽하게 정돈된 메이크업 눈썹으로 하루를 시작해 보세요!</p>
<p data-start="73" data-end="124">&nbsp;</p>
<p data-start="126" data-end="142">???? <strong data-start="129" data-end="136">위치:</strong> 멜버른 CBD</p>
<p data-start="126" data-end="142">&nbsp;</p>
<p data-start="144" data-end="172">???? <strong data-start="147" data-end="157">가능 날짜:</strong><br data-start="157" data-end="160" />
1월 9일 10시, 1시&nbsp;</p>
<p data-start="144" data-end="172">1월 10일 10시, 1시&nbsp;</p>
<p data-start="144" data-end="172">1월 11일 10시, 1시&nbsp;</p>
<p data-start="144" data-end="172">&nbsp;</p>
<p data-start="174" data-end="301"><strong data-start="174" data-end="184">지원 조건:</strong><br data-start="184" data-end="187" />
• 만 18세 이상<br data-start="197" data-end="200" />
• 눈썹 반영구(문신) 경험이 없는 분<br data-start="221" data-end="224" />
• 시술 및 회복에 영향을 줄 수 있는 의학적 문제가 없는 분<br data-start="258" data-end="261" />
• 시술 전·후 사진 및 영상 촬영, 온라인 사용에 동의 가능하신 분</p>
<p data-start="174" data-end="301">&nbsp;</p>
<p data-start="303" data-end="370">???? <strong data-start="306" data-end="316">문의 방법:</strong><br data-start="331" data-end="334" />
무료 상담을 위해 눈썹이 잘 보이는 선명한 사진을 보내주세요.</p>
<p data-start="303" data-end="370">0466 916 137</p>
<p data-start="303" data-end="370">&nbsp;</p>
<p data-start="372" data-end="437">???? <strong data-start="375" data-end="386">예약금 안내:</strong><br data-start="386" data-end="389" />
예약 확정을 위해 $50 디파짓이 필요하며,<br data-start="413" data-end="416" /></p>
<p>시술 후 돌려드립니다.&nbsp;</p>
<p>&nbsp;</p>
<p>&nbsp;</p>]]></description>
	<dc:creator>eyebrowmelbourne</dc:creator>
		<dc:date>Tue, 06 Jan 2026 11:06:19 +0900</dc:date>
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	<item>
	<title>[상해전문로펌] [호주전역] 법무법인 리틀즈</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=570</link>
	<description><![CDATA[<p><img itemprop="image" content="https://melbsky.com/data/editor/2512/20251217171845_db44cfd95689602ad907e10d98eac820_oo7s.png" src="https://melbsky.com/data/editor/2512/20251217171845_db44cfd95689602ad907e10d98eac820_oo7s.png" alt="화면 캡처 2025-12-17 171516.png" class="img-tag " style="width:800px;"/></p>
<p style="box-sizing: border-box; padding: 0px; word-break: break-all; line-height: 21.6px; color: #333333; font-family: dotum, sans-serif; background-color: #ffffff;">안녕하세요, 호주 최대 규모의 상해 전문 한인 로펌&nbsp;<span style="box-sizing: border-box; font-weight: 700;">리틀즈</span>입니다.</p>
<p style="box-sizing: border-box; padding: 0px; word-break: break-all; line-height: 21.6px; color: #333333; font-family: dotum, sans-serif; background-color: #ffffff;">저희 리틀즈는 빅토리아주 내에서 발생한&nbsp;<span style="box-sizing: border-box; font-weight: 700;">교통사고(CTP), 산업재해(WorkCover), 의료 과실 및 공공장소 상해 사고</span>에 대해 무료 법률 자문을 제공하고 있습니다.&nbsp;</p>
<p style="box-sizing: border-box; padding: 0px; word-break: break-all; line-height: 21.6px; color: #333333; font-family: dotum, sans-serif; background-color: #ffffff;">현재 호주 전역(VIC, NSW, QLD)에 사무소를 운영 중이며, 30명 이상의 한인 변호사들이 의뢰인의 권익 보호를 위해 최선을 다하고 있습니다.</p>
<p style="box-sizing: border-box; padding: 0px; word-break: break-all; line-height: 21.6px; color: #333333; font-family: dotum, sans-serif; background-color: #ffffff;">특히 저희 리틀즈는&nbsp;<span style="box-sizing: border-box; font-weight: 700;">'No Win, No Fee(승소 시에만 수임료 청구)'</span>&nbsp;원칙 아래, 승소 판결 전까지는 어떠한 변호사 비용도 청구하지 않으며, 패소 시에도 수임료를 받지 않습니다. 경제적 부담 없이 오직 치료와 회복에만 전념하실 수 있도록 저희가 든든한 조력자가 되어드리겠습니다.</p>
<p style="box-sizing: border-box; padding: 0px; word-break: break-all; line-height: 21.6px; color: #333333; font-family: dotum, sans-serif; background-color: #ffffff;">예기치 못한 사고로 어려움을 겪고 계신다면, 언제든 편하게 문의해 주시기 바랍니다.</p>
<p style="box-sizing: border-box; padding: 0px; word-break: break-all; line-height: 21.6px; color: #333333; font-family: dotum, sans-serif; background-color: #ffffff;">&nbsp;</p>
<p style="box-sizing: border-box; padding: 0px; word-break: break-all; line-height: 21.6px; color: #333333; font-family: dotum, sans-serif; background-color: #ffffff;"><span style="box-sizing: border-box; font-weight: 700;">김대성 변호사 (Kim)</span>&nbsp;&nbsp;<span style="box-sizing: border-box; font-weight: 700;">M:</span>&nbsp;0482 379 985&nbsp;<span style="box-sizing: border-box; font-weight: 700;">E:</span>&nbsp;dkim@littles.co</p>]]></description>
	<dc:creator>dkimlittles</dc:creator>
		<dc:date>Wed, 17 Dec 2025 15:20:18 +0900</dc:date>
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	<title>호주 빅토리아 운전면허 ( 멜번 초보 운전연수)!!! 진 운전 전문학원과 쉽고!! 빠르게!! 취득 하세요 ( 다양한 파격할인 패키지)</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=569</link>
	<description><![CDATA[<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><img itemprop="image" content="https://woorimel.com/uploads/cache/editor/2022/08/thumb-f67b9054f96e0635ff107b55cd848d4b_700x0.jpg" src="https://woorimel.com/uploads/cache/editor/2022/08/thumb-f67b9054f96e0635ff107b55cd848d4b_700x0.jpg" alt="" class="img-tag " style="width:668px;"/></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #e74c3c;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 19px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">최고의 합격율!!! 빠른 면허 취득!!! 초보 운전연수!!! Since 2007!!! 빅토리아(멜번)!!!</span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #2980b9;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 19px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">다양한 파격 할인 패키지를 제공합니다.&nbsp;<span style="box-sizing: border-box; margin: 0px; padding: 0px; background-color: #bdc3c7;">면허시험 동행 확인 하세요......</span></span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #2980b9;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 19px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">망설이지 말고 전화 주세요 !!!</span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-size: 48px;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; color: #e74c3c;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;">0422 152 395</span></span></span></div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;">&nbsp;</div>
<div style="box-sizing: border-box; margin: 0px; padding: 0px; color: #333333; font-family: NanumSquare, AppleSDGothicNeo-Regular, &quot;Malgun Gothic&quot;, &quot;맑은 고딕&quot;, dotum, 돋움, sans-serif; font-size: 14px; background-color: #ffffff;"><span style="box-sizing: border-box; margin: 0px; padding: 0px; font-weight: 700;"># Jin Driving School # 한인 운전학원 # Victoria Melbourne #빅토리아 운전면허</span></div>]]></description>
	<dc:creator>진운전학원</dc:creator>
		<dc:date>Fri, 12 Dec 2025 09:45:48 +0900</dc:date>
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	<title>2월 13일 이후 홈론 이자율 변동 Update</title>
	<link>http://okta.com.au/bbs/board.php?bo_table=e03&amp;wr_id=568</link>
	<description><![CDATA[<p style="text-align: center;">&nbsp;<span class="se-ff-nanumgothic se-fs15 __se-node" style="font-family: dotum; color: #252525;">안녕 하세요&nbsp;</span><span class="se-ff-nanumgothic se-fs15 __se-node" style="font-family: dotum; color: #252525;"><span style="font-weight: 700;">홈론, 카론, 비즈니스론, 커머셜론</span></span><span style="color: #333333; font-family: dotum;">&nbsp;</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"><span style="font-weight: 700;">여러분의 전체 loan을 관리 해드리는</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;"><span style="font-weight: 700;">Financial Broker</span></span><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">&nbsp;유영민 입니다.</span><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #252525;">&nbsp;</span><span style="color: #252525;">&nbsp;</span><span style="font-family: 돋움, Dotum, Helvetica, sans-serif;">&nbsp;﻿</span><span style="font-family: 돋움, Dotum, Helvetica, sans-serif;">&nbsp;</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;">﻿</p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#333333" face="dotum"><span style="color: #004c99;"></span></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; line-height: 1.6;"><font color="#333333" face="dotum"><span style="color: #0066cc;"></span></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; background-color: #ffffff; line-height: 1.6;"><font color="#333333" face="dotum"><span style="color: #0066cc;"></span></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; line-height: 1.6;"><span style="color: #333333; font-family: dotum;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #ff0000; font-family: &quot;맑은 고딕&quot;, &quot;Malgun Gothic&quot;, gulim;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" align="center" style="padding: 0px; text-align: center; line-height: 1.6;"><font color="#ff0000"></font></p>
<p><span style="color: #0080ff;">지난 2월 홈론 이자율과 시장전망 update이후</span></p>
<p><span style="color: #0080ff;">2월 13일부터 변동, 고정 인상이 많아 한번 더 update 해드립니다.</span></p>
<p><br /></p>
<p><span style="color: #0080ff;">금리 인하를 기대하던 시기는 지나갔고, 이제는 추가 인상에 대비해야 하는 시기입니다.</span></p>
<span style="color: #0080ff;">현재 이용 중인 모기지 상품의 이자율이 시장 평균보다 높다면, 3월 추가 인상 전에 재융자(Refinance)나 이자율 네고를 시도해 보시는 건 어떨까요?</span>
<p>&nbsp;</p>
<p>﻿<span style="color: #ff0010;">집 구매 및 리파이낸스,</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">이자율 협상, Value 재평가 필요하시다면</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">연락주세요 !</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">여러분의 각각에 맞는 Best Option으로</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">안내 해 드리겠습니다.</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #0078cb;"><span style="color: #000000; font-family: &quot;맑은 고딕&quot;, &quot;Malgun Gothic&quot;, gulim;">﻿</span>&nbsp;</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8;">***이자율이 낮은<span style="color: #ff0000;">&nbsp;Small 은행 기준으로 거주용 고정 이자율</span>로 보겠습니다.***</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><br style="margin: 0px; padding: 0px;" /></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="font-family: dotum; color: #0075c8;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="font-family: dotum; color: #0075c8;"></span></p>
<div style="text-align: center;">
   <div><span style="color: #0066cc;"></span></div>
   <div><span style="color: #0066cc;"></span></div>
   <div><span style="color: #0066cc;"></span></div>
   <div>&nbsp;</div>
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<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">2026년 2월 18일 기준.</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Bank Australia 1년 5.49% 2년 5.59% 3년 5.69%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Heritage 1년 5.54% 2년 5.64% 3년 5.69%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Bendigo 1년 5.64% 2년 5.64% 3년 5.73%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">HSBC 1년 5.54% 2년 5.44% 3년 5.59%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">ING 1년 5.54% 2년 5.74% 3년 5.79%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p>&nbsp;</p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Bank of China 1년 5.49% 2년 5.49% 3년 5.99%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8; font-family: dotum;">&nbsp;</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8; font-family: dotum;">***<span style="color: #ff0000;">Major 은행 기준으로 거주용 고정 이자율</span>로 보겠습니다.***</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><br /></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0066cc;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0066cc;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #333333; font-family: dotum;"><span style="color: #0066cc;"></span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum">2026년 2월 18일 기준.</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum">ANZ 1년 5.89% 2년 5.79% 3년 6.04%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum">NAB 1년 5.74% 2년 5.79% 3년 5.84%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum">WBC 1년 5.59% 2년 5.69% 3년 5.79%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum">STG 1년 5.49% 2년 5.59% 3년 5.69%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum">CBA 1년 5.79% 2년 5.64% 3년 5.89%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0066cc" face="dotum">&nbsp;</font></p>
<p>&nbsp;</p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="font-family: dotum;"><span style="color: #ff0000;">홈론 변동 거주용 이율은 5.18%에 가능 합니다.</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8;"><br style="margin: 0px; padding: 0px;" /></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8;">***<span style="color: #ff0000;">Small 은행 저렴한 투자용 고정 이자율</span>&nbsp;몇몇 살펴 보겠습니다.***</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8;"><br style="margin: 0px; padding: 0px;" /></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="font-family: dotum; color: #0075c8;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><span style="color: #0066cc;"></span></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><span style="color: #0066cc;"></span></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">2026년 2월 18일 기준.</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">ING 1년 5.79% 2년 5.79% 3년 5.64%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Bank Australia 1년 5.54% 2년 5.64% 3년 5.74%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Bendigo 1년 5.79% 2년 5.79% 3년 5.93%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Heritage 1년 5.74% 2년 5.84% 3년 5.89%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">HSBC 1년 5.69% 2년 5.59% 3년 5.74%</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum"><br /></font></p>
<p>&nbsp;</p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">Bank of China 1년 5.59% 2년 5.59% 3년 6.19%&nbsp;</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><font color="#0075c8" face="dotum">&nbsp;</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8;">**<span style="color: #ff0000;">*Major 은행 기준으로 투자용 고정 이자율</span>로 보겠습니다.***</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8;"><br style="margin: 0px; padding: 0px;" /></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="font-family: dotum; color: #0075c8;"></span></p>
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   <div><span style="color: #0066cc;"></span></div>
   <div><span style="color: #0066cc;"></span></div>
   <div><font color="#0066cc"></font></div>
   <div><font color="#0066cc"></font></div>
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<div style="text-align: center;"><font color="#0066cc">2026년 2월 18일 기준.</font></div>
<div style="text-align: center;">
   <div><font color="#0066cc"><br /></font></div>
   <div><font color="#0066cc">ANZ 1년 5.99% 2년 5.89% 3년 6.09%</font></div>
   <div><font color="#0066cc"><br /></font></div>
   <div><font color="#0066cc">NAB 1년 5.84% 2년 5.89% 3년 5.94%</font></div>
   <div><font color="#0066cc"><br /></font></div>
   <div><font color="#0066cc">WBC 1년 5.89% 2년 5.99% 3년 6.09%</font></div>
   <div><font color="#0066cc"><br /></font></div>
   <div><font color="#0066cc">STG 1년 5.69% 2년 5.79% 3년 5.89%</font></div>
   <div><font color="#0066cc"><br /></font></div>
   <div><font color="#0066cc">CBA 1년 5.84% 2년 5.69% 3년 5.94%</font></div>
   <div><span style="color: #0066cc;">&nbsp;</span></div>
   </div>
<p>&nbsp;</p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="color: #0075c8;"><span style="color: #ff0000;">홈론 변동 투자용 이율은 5.39%에 가능 합니다.</span></span></p>
<div style="color: #333333; font-family: dotum; background-color: #ffffff; text-align: center;"><br style="margin: 0px; padding: 0px;" /></div>
<p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.6;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;"><span style="font-weight: 700;"></span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.6;"><span style="color: #ff0010;">이자율이discount 요청 생각하시는 분들 연락주세요</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">브로커 채널을 이용하시면 은행 광고 rate보다&nbsp;</span><span style="color: #ff0010;">추가 discount도 가능 합니다.</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; background-color: #ffffff; line-height: 1.8;"><font color="#ff0010" face="dotum">리파이낸스 경우 여전히 cash rebate $3000 가능한 은행도 있습니다.</font></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 __se-node" style="color: #ff0010;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #222222;"><span style="font-weight: 700;">현재</span></span><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;">&nbsp;이자율에 대한 상환금액을 줄이는 것은 가능합니다.</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;"><br style="margin: 0px; padding: 0px;" /></span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;"></span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;">1. 은행과 이자율을 낮추는 협상</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;"></span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;">2. 재산 가치의 무료 재평가, 형평성이 있는 경우 현금화 가능.</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;"></span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;">3. 현 은행이 낮은 이자율을 제공할 수 없는 경우, 귀하의 대출 능력을 재평가하고</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;">더 낮은 이자율의 은행으로 재융자하도록 도와드립니다.</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"><span style="font-weight: 700;"><br style="margin: 0px; padding: 0px;" /></span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"><span style="font-weight: 700;">Jasper Yu (유영민JP)</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"><span style="font-weight: 700;">0466 110 334</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"><span style="font-weight: 700;">카카오톡 ID: hardlock</span></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"></span></p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span style="font-weight: 700; color: #252525;">info@richhomeloan.com.au</span>&nbsp;</p>
<p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; color: #333333; font-family: dotum; background-color: #ffffff; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 se-link __se-node" style="color: #252525;"><span style="font-weight: 700;"><br style="margin: 0px; padding: 0px;" /></span></span></p>
<div class="se-component se-text se-l-default" style="color: #333333; font-family: dotum; background-color: #ffffff;">
   <div class="se-component-content">
      <div class="se-drop-indicator">
         <div class="se-section se-section-text se-l-default se-is-focused">
            <div class="se-module se-module-text __se-unit">
               <p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" align="center" style="padding: 0px; text-align: center; line-height: 1.6;"><b><span class="se-ff-system se-fs15 __se-node" style="color: #0066cc; font-size: 14px;">----------------자동차 파이낸스----------------</span></b></p>
               <p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node"><b><span style="color: #0066cc;">&nbsp;</span></b></span></p>
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         </div>
      </div>
   </div>
<div class="se-component se-image se-l-default" style="color: #333333; font-family: dotum; background-color: #ffffff;">
   <div class="se-component-content se-component-content-normal">
      <div class="se-drop-indicator">
         <div class="se-section se-section-image se-l-default se-section-align-center se-is-selected se-is-block-selected">
            <div class="se-module se-module-text __se-unit se-is-empty se-caption">&nbsp;</div>
            </div>
         </div>
      </div>
   </div>
<div class="se-component se-text se-l-default" style="color: #333333; font-family: dotum; background-color: #ffffff;">
   <div class="se-component-content">
      <div class="se-drop-indicator">
         <div class="se-section se-section-text se-l-default se-is-focused">
            <div class="se-module se-module-text __se-unit">
               <div class="se-component se-text se-l-default">
                  <div class="se-component-content">
                     <div class="se-drop-indicator">
                        <div class="se-section se-section-text se-l-default se-is-focused">
                           <div class="se-module se-module-text __se-unit">
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">카론을 받으셔야 한다면 먼저</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">개인 Car loan을 받을 건지</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">Business Car loan을 받을 건지</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">자신에게 맞는 Car loan을 먼저 선택 하셔야 합니다. (기본적으로 영주권자이어야 해요)</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">급여를 받으시는 분이라면 개인 Car loan</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">A.B.N Income으로 Business 목적으로 구매하셔서</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">세금 혜택, GST환급,&nbsp;</span><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">depreciation을 잡아야 한다면 Business Car loan,</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
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                     </div>
                  </div>
               <p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; text-align: center; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"></span></p>
               <p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; text-align: center; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"></span></p>
               <div class="se-component se-text se-l-default">
                  <div class="se-component-content">
                     <div class="se-drop-indicator">
                        <div class="se-section se-section-text se-l-default se-is-focused">
                           <div class="se-module se-module-text __se-unit">
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">절차는 2가지 모두 간단 합니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">원하시는 차를 고르시고, 딜러에게 car quotation</span><span style="color: #252525;">&nbsp;받아 주시면 은행에서 Invoice에 청구 된 금액을</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">딜러에게 보내 주고, 원하는 날짜에 차 픽업 하시면 됩니다</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">기본적으로 Consumer Car loan 급여 받으시는 분들은&nbsp;</span><span style="color: #252525;">최근 2 pay slip (credit history에 따라 추가 서류 요구)</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">Business Car loan은&nbsp;</span><span style="color: #ff0010;">비즈니스가 1년 넘었는지, 집 소유 여부 혹은 deposit 가능 여부가 중요 합니다.&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">새차,중고차,개인거래 차량 모두 가능 합니다.미리 상담받고 차량 선택하시면 됩니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">자동차 파이낸스는 이자율로만 판단하지 마세요!</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">항상 달 repayment 금액이 얼마인지 체크하고 비교해 보시는게 진정한 프로</span><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;입니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">카론은 이자율로만 판단하시면, 나중에 실질적으로 이자율이 높은&nbsp;</span><span style="color: #252525;">상품보다 실질 갚는 금액이 더 큰 경우가 종종 있어서&nbsp;</span><span style="color: #252525;">딜러파이낸스 경우 은행보다 이자율이 낮다 하더라도&nbsp;</span><span style="color: #252525;">실질 달 repayment 금액과 계약서 잘 확인하셔야 합니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff5f45;">비즈니스 카론, balloon 한번에 내셔야 한다면 이 또한 리파이낸스 가능 합니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="left" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff5f45;">﻿</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span style="color: #252525;">새차,중고차,개인거래 차량 모두 가능 합니다.미리 상담받고 차량 선택하시면 됩니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><b style="color: #252525;">-----이자율과 달에 얼마정도를 갚아야 하나요?-----</b></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><b style="color: #252525;">&nbsp;</b></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"><b></b></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">-모든 금융기간은 먼저 손님들의 신용등급과 Risk level을 평가후 이자율을 승인 합니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">예를들면 집 소유여부, 구매 목적이 사업용인지 개인용인지, 현재 채무상황,직장경력,Living expense등을 모두 책정 합니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">결과에 따라 application fee, equalization fee, risk fee, monthly fee등이 추가로 부과 되기도 해서 이자율이 낮다해도 실질 갚는 금액은 더 클수 있고, 이자율이 높다해도 실질 갚는 금액은 이자율이 낮은 상품과 같을 수 있습니다.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-justify se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">전문가에게 미리 상담 받으시고 준비하세요.</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center se-is-text-paragraph-block-selected" style="padding: 0px; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff0010;">&nbsp;</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #ff5f45;">﻿</span><span style="font-weight: 700; color: #252525;">Jasper Yu (유영민JP)</span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"><span style="font-weight: 700;">0466 110 334</span></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; text-align: center; line-height: 1.6;"><span class="se-ff-system se-fs15 __se-node" style="color: #252525;"><span style="font-weight: 700;">카카오톡 ID: hardlock</span></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; text-align: center; line-height: 1.8;"><span class="se-ff-nanumgothic se-fs15 se-highlight __se-node" style="color: #1d9ac3;"></span></p>
                              <p class="se-text-paragraph se-text-paragraph-align-center" align="center" style="padding: 0px; text-align: center; line-height: 1.6;"><span style="font-weight: 700; color: #252525;">info@richhomeloan.com.au</span>&nbsp;﻿</p>
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	<dc:creator>ollehoju</dc:creator>
		<dc:date>Fri, 05 Dec 2025 14:59:27 +0900</dc:date>
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